Comparison

Expense Tracker vs Hustle Ledger

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Effortlessly track daily income and expenses with a notebook-like interface. On-device AI automatically categorizes your entries, and all data is securely stored locally or synced via iCloud. Customize your experience with various page styles and widgets.

Highlights
  • Notebook-style daily expense and income tracking
  • On-device AI for automatic categorization
  • Local data storage and private iCloud sync
  • Customizable page styles, fonts, and currency
  • Home screen widgets for quick overview
  • Offline functionality
Read full description

YOUR DAILY CASHBOOK: Today Expenses brings the simplicity of a paper notebook to your personal finances. Write naturally — jot down what you spent or earned, and on-device AI fills in the details automatically. No outside servers, no account creation. Everything stays securely in your own iCloud. Each day gets its own page. Turn back to see previous days. Turn forward to plan ahead. HOW IT WORKS Open the app to your Today Page Tap Expense or Income to set the record type Type naturally — "coffee 4.50" or "freelance payment 2500" On-device AI extracts the category and amount instantly Tap any record to edit or correct the details Turn the page to navigate between days RECORD KEEPING Daily notebook page for expenses and income One page per day — navigate forward and back through any date Add, edit, and delete records on any day Tap the metadata panel to correct anything the AI gets wrong Set your own category, amount, and currency manually anytime AI MODELS Two on-device AI models — you choose. Apple Foundation Models — powered by Apple Intelligence. Reads your full note and infers meaning from context. Available on iPhone 15 Pro and later. Pre-Trained Model — trained on 16,700 expense and income notes across 71 categories. Works on every iPhone, with or without Apple Intelligence. Fast, private, fully on-device. Your notes are never sent to any server. Your data is never used to train any model. Switch between models anytime from Settings. PAGE STYLES AND CUSTOMIZATION Multiple paper styles including Classic, Ivory Rose, Obsidian Gold, Sage, and more Choose your font and font size Set your preferred currency and category list Set an initial balance for accurate net tracking BUDGETS Set a budget for any category, or one overall budget for everything Track spending against your budget as you record See how much is left at a glance Adjust or remove a budget anytime CHARTS AND INSIGHTS Net balance tracking over time Spending and income breakdown by category Weekly and monthly overviews 6-month chart and spending calendar HOME SCREEN WIDGETS Today Balance, Today Records, This Week, This Month 6 Month Overview, Spending Calendar, Streak, Category Breakdown Multiple sizes — small, medium, and large Widgets follow your chosen page style theme SYNC AND PRIVACY Stored locally and synced privately to your iCloud via CloudKit No accounts, no sign-up, no outside servers Works fully offline — syncs automatically when you reconnect FREE PERIOD AND PLANS 24 hours of full access to try everything — no card required. Choose a monthly or yearly subscription, or buy once and keep it forever. WHY TODAY EXPENSES? Notebook-style UI that makes recording feel natural Two on-device AI models — Apple Foundation Models or Pre-Trained Model Pre-Trained Model works on every iPhone, no Apple Intelligence needed Budgets by category or for everything, tracked as you write Beautiful page styles, fonts, and home screen widgets Full offline support with automatic iCloud sync No ads. No account required. Your data stays yours. REQUIREMENTS iOS 26 or later and iCloud required. Pre-Trained Model works on every supported device. Apple Foundation Models requires Apple Intelligence on iPhone 15 Pro or later. If unavailable, Pre-Trained Model is used automatically. TRY IT FREE Download and start with 24 hours of full free access — no card required. Privacy Policy: https://www.notion.so/Today-Expenses-Privacy-Policy-3392d576f5a48029a0dedcca7dd3ae31?source=copy_link Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Hustle Ledger

Features
Read full description

Hustle Ledger Run your business finances from one simple workspace. Track income and expenses, create professional invoices, log business mileage, estimate taxes, understand your profit, and export organized reports—all without the complexity of traditional accounting software. Hustle Ledger is built for freelancers, self-employed professionals, independent contractors, gig workers, consultants, creators, delivery drivers, and small business owners who want a clearer picture of their money. EVERYTHING YOUR BUSINESS NEEDS Keep the financial side of your work organized in one place. • Track business income and expenses • See profit and financial trends at a glance • Create and manage professional invoices • Track paid, unpaid, sent, and overdue invoices • Log business mileage and recent trips • Estimate taxes and after-tax income • Review monthly and annual summaries • Export professional reports • Export transaction data for spreadsheets • Organize records with custom categories • Add everyday transactions quickly • Work with multiple currencies • Back up and restore your business data • Protect supported app access with Face ID or device authentication • Choose Light, Dark, or System appearance KNOW WHAT YOU REALLY KEEP Revenue is only part of the story. Hustle Ledger brings your income, expenses, estimated taxes, mileage, and profit together so you can understand how your business is actually performing—and how much money you really keep. INVOICING WITHOUT THE CLUTTER Create professional invoices, organize clients and line items, track payment status, and keep billing connected to the rest of your business records. No need to manage your invoices and everyday financial records in separate apps. TRACK BUSINESS MILEAGE Log business trips and keep your mileage organized throughout the year. Review recent trips and maintain clearer records for bookkeeping and tax preparation. PLAN FOR TAXES Choose your estimated tax rate and see how taxes may affect what you keep. Hustle Ledger helps you plan ahead without turning everyday financial tracking into complicated accounting. REPORTS WHEN YOU NEED THEM Turn your records into useful summaries. Review income, expenses, profit, and estimates, then create organized exports for your own records, spreadsheets, bookkeeping, or accountant. BUILT FOR INDEPENDENT WORK Hustle Ledger is designed for: • Freelancers • Self-employed professionals • Independent contractors • Gig workers • Delivery drivers • Consultants • Content creators • Small business owners YOUR DATA, YOUR CONTROL Your core business records are stored locally on your device. Backup and restore tools give you more control over protecting and moving your data. START FREE. UPGRADE ONCE. Manual income and expense tracking stays free. Hustle Ledger Pro unlocks the premium export toolkit with a one-time Lifetime Access purchase—no recurring subscription. RUN YOUR BUSINESS WITH MORE CLARITY Whether you are tracking a side hustle, freelance work, contract jobs, gig income, or your own small business, Hustle Ledger gives you one clean place to understand the numbers that matter. Track it. Understand it. Keep growing.

Screenshots

Expense Tracker4 screens
Hustle Ledger4 screens

Verdict

The call

The clearest difference is update cadence: Expense Tracker at every 3 days against Hustle Ledger's fortnightly. Hustle Ledger's advantage is iOS requirement (15.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $3.99 per month and Hustle Ledger sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update every 3 days, Hustle Ledger fortnightly. The most recent releases landed on October 7, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 8 level
Expense Tracker versus Hustle Ledger: the parameters behind the verdict, then further details
ParameterExpense TrackerHustle Ledger
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPod — better
Requires iOS26.015.1 — better
Further details — not scored
Size99 MB29 MB
Age rating4+4+
DeveloperMin Thet MaungMustafa Gokalp

In-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Monthly3 Days trial$3.991 Month
  • Yearly$14.991 Year
1 purchases

Hustle Ledger

One-time1
  • Hustle Ledger: Income Tracker$29.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Hustle Ledger free?
Hustle Ledger is free to download, with in-app purchases available.
Do Expense Tracker or Hustle Ledger have ads?
Neither Expense Tracker nor Hustle Ledger shows ads.
Which is updated more often, Expense Tracker or Hustle Ledger?
Expense Tracker ships an update every 3 days, and Hustle Ledger fortnightly. Most recently, Expense Tracker was updated on October 7, 2026 and Hustle Ledger on October 20, 2026.

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