Comparison

Cashout vs Moneta

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cashout

Features
Read full description

Cashout is the shift and tip tracker built for tipped workers: servers, bartenders, baristas, valets, barbers, hair stylists, delivery and rideshare drivers, hotel housekeepers, casino dealers, and anyone who earns tips. Log shifts in seconds, see exactly what you earned, and track your income over time. TRACK EVERY SHIFT Start a shift with one tap and Cashout keeps time for you, with a live clock on your Lock Screen and Dynamic Island and a Start shift control in Control Center. When the shift ends, add your tips and you're done. Track cash tips, card tips, tip-outs, hourly wages, hours worked, unpaid breaks, mileage, and work expenses. See daily, weekly, and monthly breakdowns with charts that make your income clear at a glance. MONEY TOOLS IN ONE PLACE • Taxes: estimates what you owe on your tips and wages, tracks what you've set aside, and exports a PDF tax summary • Cash Flow: add your recurring bills and see if your balance and upcoming shifts cover them • Paycheck Check: compare your pay stub to the shifts you logged and catch missing hours or tips • Tip Split: a tip pool calculator that divides tips by points and saves your crew • Tip analytics: your best days, shifts, and trends, plus overtime and personal records • AI Coach: ask questions about your own earnings • Receipt scanner and mileage tracker for work expenses WIDGETS, SIRI AND SHIFT DETECTION See today's earnings, your weekly total, your tax savings, and your next shift on your Home Screen. Ask Siri what you made this week, or log tips with a shortcut. Optional shift detection reminds you to log a shift when you leave work. THE BREAK ROOM An anonymous community where tipped workers share verified wage data, review employers, and connect through encrypted messages. Your identity is protected behind a handle, and wage reports are verified by your actual shifts. YOUR DATA, YOUR WAY Use Cashout without an account, sync across your devices with one, or save a backup file (with an optional passphrase) and restore it on another phone. Available in English and Spanish, and you can switch languages inside the app. Tax estimates follow US federal and state rules. Every feature is free. Cashout is the new name for NeighCheck. If you used NeighCheck, this is the same app with all your data. Terms of Use: https://cashout.tips/terms/ Privacy Policy: https://cashout.tips/privacy/

About

Moneta

Features
Read full description

Moneta helps you track your income and expenses simply, visually, and in your language. Log every transaction in seconds, organize it with custom categories, and see exactly where your money goes each month. KEY FEATURES • Quick income and expense entry, with notes and custom categories • Customizable categories: pick an icon, color, and type • Balance summary by period (day, month, year) • Transaction history grouped by date, with per-category search • Automated recurring expenses • Choose your preferred currency and format • Light and dark theme • Available in English, Spanish, French, German, Italian, and Portuguese • Secure sign-in with Google, Apple, or email, plus biometric lock MONETA PLUS Upgrade to Plus to remove ads and unlock the category breakdown chart, showing you at a glance where your money is concentrated. PRIVACY Your data is yours. Moneta doesn't connect to your bank accounts — you decide what to log and when. Start saving with purpose today. Terms of Use: https://moneta.vixapps.com/legal.html?lang=en

Screenshots

Cashout4 screens
Moneta3 screens

Verdict

The call

The clearest difference is ads: Cashout at none against Moneta's shown. Moneta's advantage is iOS requirement (16.4 vs 18.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Cashout sells 1 in-app purchase, starting at $39.99 per year and Moneta sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences Ā· 4 level
Cashout versus Moneta: the parameters behind the verdict, then further details
ParameterCashoutMoneta
PriceFreeFree
Update frequencyEvery 10 days—
AdsNo — betterYes
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad — better
Requires iOS18.616.4 — better
Further details — not scored
Size8 MB64 MB
Age rating4+4+
DeveloperKevin StewartKarim Khouyi

In-app purchases

1 purchases

Cashout

Subscriptions1
  • Pro Annual7 Days trial$39.991 Year
2 purchases

Moneta

Subscriptions2
  • Monthly Plus$0.991 Month
  • Annual Plus$9.991 Year

Questions

Is Cashout free?
Cashout is free to download, with in-app purchases available.
Is Moneta free?
Moneta is free to download, with in-app purchases available.
Do Cashout or Moneta have ads?
Moneta shows ads; Cashout does not.

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