Comparison

清账本 vs Paylist

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

清账本

Features
Read full description

本应用为个人财务记账工具,无需登录即可使用主要功能。 主要功能: 1. 新增、编辑、删除收入与支出流水 2. 首页总览、分类统计与收支趋势报表 3. CSV / PDF 导出 4. 生物识别锁、金额隐藏、后台遮罩 5. 通过 CloudKit 同步到用户自己的 iCloud 私有数据库

About

Paylist

Manage all your recurring payments, software purchases, and memberships in one centralized location. Get timely reminders before subscriptions expire to avoid unwanted charges and track your spending with expense rankings and daily cost calculations.

Highlights
  • Manage subscriptions and recurring payments
  • Personalized icons for custom items
  • Expiration reminders
  • Quick cancellation access
  • Expense forecasting
  • Multi-currency support
  • Local data backup and export
Features
Read full description

Paylist is a subscription management app. Manage all your subscriptions, one-time software purchases, offline memberships, and recurring payments in one place with Paylist. Search and add any App Store app directly Create custom items with personalized icons Get notified before a subscription expires Quick access to cancel subscriptions Calculate next month's expenses in advance Automatically track monthly renewals and calculate daily average costs View expense rankings to see which subscriptions cost the most and whether they're necessary Set individual renewal or expiration reminders for each subscription to avoid unnecessary charges Support multiple currencies—track spending in your preferred currency regardless of payment method Fully protect your privacy with no third-party analytics or cross-app tracking Data supports local backup, export, and import

Screenshots

清账本4 screens
Paylist4 screens

Verdict

The call

The clearest difference is in-app purchases: 清账本 at none against Paylist's 3. Paylist's advantage is update cadence (every 5 days vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Paylist sells 3 in-app purchases, starting at $0.99 per month. 清账本 asks for nothing beyond the download.

UpkeepUpdate frequency

清账本 ships an update every 3 months, Paylist every 5 days. The most recent releases landed on October 31, 2026 and November 6, 2026 respectively.

Scorecard2 real differences · 8 level
清账本 versus Paylist: the parameters behind the verdict, then further details
Parameter清账本Paylist
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad — betteriPhone
Requires iOS18.0 — better18.6
Further details — not scored
Size2 MB21 MB
Age rating4+4+
Developer成 王权东 李

In-app purchases

None

清账本

No in-app purchases

3 purchases

Paylist

Subscriptions2
  • Paylist Premium (Monthly)$0.991 Month
  • Paylist Premium (Yearly)1 Month trial$6.991 Year
One-time1
  • Paylist Premium (Lifetime)$8.99

Questions

Is 清账本 free?
清账本 is free to download, with no in-app purchases.
Is Paylist free?
Paylist is free to download, with in-app purchases available.
Do 清账本 or Paylist have ads?
Neither 清账本 nor Paylist shows ads.
Which is updated more often, 清账本 or Paylist?
清账本 ships an update every 3 months, and Paylist every 5 days. Most recently, 清账本 was updated on October 31, 2026 and Paylist on November 6, 2026.

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