清账本 vs Paylist
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
清账本
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本应用为个人财务记账工具,无需登录即可使用主要功能。 主要功能: 1. 新增、编辑、删除收入与支出流水 2. 首页总览、分类统计与收支趋势报表 3. CSV / PDF 导出 4. 生物识别锁、金额隐藏、后台遮罩 5. 通过 CloudKit 同步到用户自己的 iCloud 私有数据库
Paylist
Manage all your recurring payments, software purchases, and memberships in one centralized location. Get timely reminders before subscriptions expire to avoid unwanted charges and track your spending with expense rankings and daily cost calculations.
- Manage subscriptions and recurring payments
- Personalized icons for custom items
- Expiration reminders
- Quick cancellation access
- Expense forecasting
- Multi-currency support
- Local data backup and export
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Paylist is a subscription management app. Manage all your subscriptions, one-time software purchases, offline memberships, and recurring payments in one place with Paylist. Search and add any App Store app directly Create custom items with personalized icons Get notified before a subscription expires Quick access to cancel subscriptions Calculate next month's expenses in advance Automatically track monthly renewals and calculate daily average costs View expense rankings to see which subscriptions cost the most and whether they're necessary Set individual renewal or expiration reminders for each subscription to avoid unnecessary charges Support multiple currencies—track spending in your preferred currency regardless of payment method Fully protect your privacy with no third-party analytics or cross-app tracking Data supports local backup, export, and import
Screenshots
Verdict
The clearest difference is in-app purchases: 清账本 at none against Paylist's 3. Paylist's advantage is update cadence (every 5 days vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Paylist sells 3 in-app purchases, starting at $0.99 per month. 清账本 asks for nothing beyond the download.
清账本 ships an update every 3 months, Paylist every 5 days. The most recent releases landed on October 31, 2026 and November 6, 2026 respectively.
| Parameter | 清账本 | Paylist |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 2 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | 成 王 | 权东 李 |
In-app purchases
清账本
No in-app purchases
Paylist
- Paylist Premium (Monthly)$0.991 Month
- Paylist Premium (Yearly)1 Month trial$6.991 Year
- Paylist Premium (Lifetime)$8.99









