Splitto vs Divly
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Splitto
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Split expenses smarter. No more confusion. No more βwho owes what?β Splitto helps you manage shared expenses easily and efficiently with friends, roommates, trips, parties, or any group activity all in one place. Why Splitto? Tired of calculating expenses manually, using spreadsheets, or dealing with awkward money conversations? Splitto keeps everything clear, synced, and accurate in real time. Key Features Smart Expense Splitting Split any expense between friends in seconds. Choose equal, custom, or advanced splits. Real Time Sync All participants stay updated instantly with no confusion or outdated balances. AI Receipt Scanner Take a photo of a receipt and the app will automatically extract and add the expense. Group Management Perfect for trips, roommates, events, and shared purchases. Clear Balances See exactly who owes what at any moment in a simple and clear way. Multiple Use Cases Ideal for travel, shared apartments, shopping, parties, and more. Perfect For Trips with friends Roommates Events and parties Shared shopping Daily shared expenses Premium Version Upgrade to Premium to unlock: Unlimited groups and expenses Advanced AI powered features Faster performance and syncing AI receipt scanning up to 5 receipts per day Subscription options may include weekly, monthly, or yearly plans, depending on the app configuration. Privacy & Security Your data is securely stored and protected. Some features use artificial intelligence to process data and improve the user experience. Simple. Smart. Splitto. Download now and make shared expenses effortless. Weekly subscription: $1.99 per week Monthly subscription: $6.99 per month Yearly subscription: $69.99 per year Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage and cancel your subscriptions in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/splitto/splitto
Divly
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Divly is the easiest way to split bills and track shared expenses with friends, roommates, partners, and travel groups β without giving up your email, watching ads, or hitting a wall after one trip. WHY DIVLY IS DIFFERENT - No account required. Open the app and start splitting expenses in 10 seconds. - 1 active groups for free. Archive a finished trip and start a new one β no quota games. - No ads. Ever. Premium is optional, not pressured. - Native iOS, built with SwiftUI + SwiftData. Fast, offline-first, dark-mode polished. PERFECT FOR - Roommates: rent, groceries, utilities, and the small store runs that pile up. Track who owes what without group chats. - Couples: daily spending, weekly groceries, and one clean settle-up at month-end. Divide costs fairly, automatically. - Travel groups: hotels, taxis, tickets β log expenses on the go, settle before the airport. - Friends and dinners: nights out, weekend plans, the "I'll send it later" pile. THE CORE FLOW 1. Create a group with an emoji, color, and currency (30 supported). 2. Add an expense β pick who paid, choose equal or custom split. 3. Open the Balances tab. See the minimum number of payments to clear all debts. 4. Tap a payment to mark it settled. Confetti when the group is fully even. SMART DEBT SIMPLIFICATION Divly's algorithm finds the fewest possible transactions to settle the whole group. If three roommates owe each other in a circle, you'll see one transfer β not three. PRIVACY-FIRST DESIGN Your data lives on your device. Optional iCloud backup uses your Apple ID β no Divly servers in the loop. Receipt scanning runs on-device with Apple's Vision framework. We don't sell, share, or sniff your data. DIVLY PREMIUM Optional upgrade for power users: - Unlimited groups - Receipt scanning (OCR) β snap a photo, auto-fill the amount - iCloud backup with version history - Spending statistics by category and per person - Recurring expenses (monthly bills, rent, subscriptions) - Percentage splits (great for unequal incomes) - Home Screen widget showing your top group balances - CSV export for your records The yearly Premium plan is shown in your local currency on the App Store; a monthly plan is also available. If shared expenses come up every week, the yearly plan is easily the smartest choice. DESIGNED FOR REAL LIFE - 30 currencies with up-to-date conversion (premium) - Dark mode and Liquid Glass-ready visuals - Haptic feedback on every interaction that matters - Confetti when a group is fully settled - Onboarding that asks how you'll use the app (housemates, couple, trip, social) and shapes the first screen LANGUAGES Available in English, Turkish, German, Spanish, French, and Russian. NO HIDDEN GOTCHAS - No ads - No tracking SDKs - No daily transaction limit - No mandatory signup - No "create account to export your data" trick If shared expenses have felt slow or cluttered with other apps β give Divly a try. Have feedback? Tap Settings β About β Email Support. We read everything. --- Auto-renewable subscription. Payment is charged to your Apple Account at confirmation of purchase. Subscription auto-renews unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in Apple Account settings. Privacy Policy: https://divly.app/privacy Terms of Use: https://divly.app/terms
Screenshots
Verdict
Splitto and Divly are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Splitto sells 3 in-app purchases, starting at $1.99 per 7 days and Divly sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
Splitto ships an update every 3 days, Divly every 2 days. The most recent releases landed on August 31, 2026 and September 21, 2026 respectively.
| Parameter | Splitto | Divly |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 days | Every 2 days β better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.6 β better | 18.0 |
| Further details β not scored | ||
| Size | 20 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Eden Matana | MEHMET FATIH KUTLAR |
In-app purchases
Splitto
- Premium Weekly3 Days trial$1.997 Days
- Premium Monthly3 Days trial$6.991 Month
- Premium Yearly3 Days trial$69.991 Year
Divly
- Divly Premium Monthly$5.991 Month
- Divly Premium Yearly$29.991 Year









