Splitto vs TYM

Split expenses smarter. No more confusion. No more “who owes what?” Splitto helps you manage shared expenses easily and efficiently with friends, roommates, trips, parties, or any group activity all in one place. Why Splitto? Tired of calculating expenses manually, using spreadsheets, or dealing with awkward money conversations? Splitto keeps everything clear, synced, and accurate in real time. Key Features Smart Expense Splitting Split any expense between friends in seconds. Choose equal, custom, or advanced splits. Real Time Sync All participants stay updated instantly with no confusion or outdated balances. AI Receipt Scanner Take a photo of a receipt and the app will automatically extract and add the expense. Group Management Perfect for trips, roommates, events, and shared purchases. Clear Balances See exactly who owes what at any moment in a simple and clear way. Multiple Use Cases Ideal for travel, shared apartments, shopping, parties, and more. Perfect For Trips with friends Roommates Events and parties Shared shopping Daily shared expenses Premium Version Upgrade to Premium to unlock: Unlimited groups and expenses Advanced AI powered features Faster performance and syncing AI receipt scanning up to 5 receipts per day Subscription options may include weekly, monthly, or yearly plans, depending on the app configuration. Privacy & Security Your data is securely stored and protected. Some features use artificial intelligence to process data and improve the user experience. Simple. Smart. Splitto. Download now and make shared expenses effortless. Weekly subscription: $1.99 per week Monthly subscription: $6.99 per month Yearly subscription: $69.99 per year Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage and cancel your subscriptions in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/splitto/splitto

TYM is a personal budgeting app that keeps all your data on your device. You don't create an account or connect a bank. Nothing is stored in the cloud, and every transaction you enter stays on your iPhone, iPad, or Apple Watch. Our App Store privacy label reads "Data Not Collected" because TYM does not send your financial data to any server we operate. What you track is yours alone. TYM works out a daily allowance from your remaining budget, your upcoming bills, and the days until your next income. It then shows a safe-to-spend balance, the money you have available after your committed expenses and goals. You can see what you can spend today instead of guessing from your bank balance. FREE FEATURES - Unlimited transactions for expenses, income, and transfers - Unlimited custom categories with emoji icons - Up to 3 budgets with progress bars - Up to 3 recurring transactions - 365-day transaction history - Daily allowance and safe-to-spend - Budget rule with 2 presets (Classic 50/30/10/10 or Essentials First 60/25/10/5) - Everyday accounts (checking, savings, credit, cash) with balances and basic net worth - 2 insight cards that highlight patterns in your spending - 1 savings goal - On-device AI assistant: 5 messages a day, with unlimited logging and spending search by typing - No-spend day tracking and streaks - Bill reminders - Face ID, Touch ID, or passcode lock - Apple Watch app to view balances and log expenses - Universal app for iPhone and iPad - Read-only Home Screen widget - 3 themes and 3 fonts TYM PRO ($4.99/month or $39.99/year) - Unlimited budgets, recurring transactions, and history - Wealth accounts (investments, retirement, crypto, loans, mortgage) for a full net-worth picture - Unlimited on-device AI assistant. Ask about your money, or describe a purchase in plain language and TYM logs it - All 6 insight cards and 6-month trend charts - Custom budget rule, plus every preset - Unlimited savings goals with progress bars - Budget rollover (optional, off by default) - 12 themes and 10 fonts - Export to CSV and PDF - iCloud sync across your devices - Quick-add Home Screen widget and full Apple Watch - Siri integration ON-DEVICE AI TYM's AI assistant runs on your device using Apple Foundation Models. Your financial data is never sent to a cloud or third-party AI service. It needs an iPhone with Apple Intelligence (iPhone 15 Pro or later) on iOS 26 or later. ABOUT MANUAL ENTRY TYM uses manual entry by design. Logging each transaction takes a few seconds and keeps you aware of your spending. There is no bank sync and no automatic import, so there are no bank credentials to store or protect. ABOUT PRIVACY TYM does not collect or transmit personal or financial data to any server operated by Tera Labs LLC. When iCloud sync is enabled (PRO), your data syncs through your personal iCloud account, managed by Apple under their privacy policy. Tera Labs LLC has no access to your iCloud data. SUBSCRIPTION INFORMATION TYM PRO is an auto-renewable subscription, offered monthly ($4.99) or yearly ($39.99). Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the period. Manage or cancel anytime in your device Settings under your Apple ID. Family Sharing is supported. Terms of Use (EULA): https://teralabsllc.com/#terms Privacy Policy: https://teralabsllc.com/#privacy