MyEdge Trading Journal vs Minijob Calculator 2026

Stop paying $30/month for a web app that doesn't understand your psychology. MyEdge is the only trading journal built natively for iPhone, iPad, and Mac. It tracks not just your trades, but how you think — so you can find your real edge. TRADING PLAN — NEW IN 1.2 Write your setups, risk rules, entry and exit criteria, and mindset rules. Enable the optional reminder to review your plan before every trade. Build discipline, not just data. TRACK YOUR MIND, NOT JUST YOUR P&L Rate stress, confidence, and focus for every trade. Identify cognitive biases like FOMO, revenge trading, overconfidence, and loss aversion. Track whether you respected your discipline and trading plan. See how your mental state correlates with your actual results. AUTOMATIC P&L FOR EVERY MARKET Log trades across Forex, Futures, Stocks, Crypto, Options, and CFDs. MyEdge calculates your P&L automatically — including futures contract multipliers, forex lot sizes, and options contracts. Quick entry for speed, detailed mode for precision. STATISTICS THAT ACTUALLY HELP Equity curve with flexible timeframes. P&L calendar to see your green and red days at a glance. Win rate, average P&L, best and worst trade, profit factor. Performance breakdowns by day of week, hour, market, strategy, and account. Psychology stats: how stress, confidence, and focus affect your results. Technical stats: which execution patterns lead to profits. BUILT FOR APPLE 100% native SwiftUI — not a web wrapper. iCloud sync across iPhone, iPad, and Mac. Apple Pencil support for annotating chart screenshots. Home Screen widgets to track daily P&L. Works completely offline. Your data never touches a server. DAILY JOURNAL Write your pre-market plan, rate your mood, review your day, and log lessons learned. Build a personal playbook from months of honest reflection. MANAGE ALL YOUR ACCOUNTS Personal trading, prop firm challenges, funded accounts, demo — track them all. Monitor drawdown limits and profit targets. Full transfer history between accounts. PRIVACY FIRST No account. No email. No server. Your data stays on your devices and your iCloud. We cannot see your trades. FREE TO START — PAY ONCE TO OWN 30 free trades per month with full psychology tracking. Upgrade once to Premium — unlock everything forever. No subscription. No recurring fees. Others charge $360/year. MyEdge is one payment. Yours for life.

Minijob Calculator 2026 helps you understand German Minijobs faster — with current thresholds, transparent breakdowns, and a direct Minijob vs. Midijob comparison (transition zone per § 20 Abs. 2 SGB IV). Check net pay, the Geringfuegigkeitsgrenze of 603 Euro per month (2026, indexed to § 8 SGB IV and the statutory minimum wage MiLoG), employer costs including flat-rate contributions, plus the Midijob transition zone from 603.01 to 2,000 Euro — a focused tool, no account, no signup. FREE: - Calculate Minijob net pay - Verify the 603 Euro threshold (Geringfuegigkeitsgrenze 2026) - Break down employer costs and flat-rate contributions (Pauschal-KV 13%, Pauschal-RV 15%, Pauschsteuer 2%, U1/U2 levies) - Compare Minijob and Midijob side by side - Recent calculations history - Share results PREMIUM: - Classify multiple Minijobs (only one Minijob alongside main employment; further ones become fully SV-liable) - Estimate pension impact (Rentenversicherungspflicht per § 168 SGB VI, exemption per § 6 SGB VI) - Understand the exemption application and consequences - Save scenarios (students, retirees, second jobs, family time) - Unlock full history - CSV report with methodology, sources, disclaimer - Remove ads permanently PERSONAS: - International students with Minijob in Germany - Foreign workers transitioning into Werkstudent / Midijob - Expat retirees verifying Hinzuverdienst limits (§ 76b SGB VI) - Foreign employers running German payroll for Minijobs - HR with Pauschal-RV 15% / KV 13% COVERAGE: - Geringfuegigkeitsgrenze 2026: 603 Euro/month, indexed to MiLoG - Midijob transition zone: 603.01 to 2,000 Euro with reduced employee contributions (§ 20 Abs. 2 SGB IV) - Employer flat-rate contributions (Knappschaft-Bahn-See as collection authority) - Multiple-employment rules and Minijob aggregation - Pension liability and exemption application IMPORTANT — ESTIMATION TOOL, NOT BINDING: This is an estimation tool. It is NOT a Lohnabrechnung (payroll statement) and NOT a Sozialversicherungsbescheid. In particular, the Midijob calculation (Gleitzonenformel under § 20 Abs. 2 SGB IV) currently uses a simplified approximation — always verify binding values against the employer's official Lohnabrechnung. Caveats: Pauschsteuer 2% applies only without Lohnsteuerkarte; foreign-residency and DBA (double tax treaty) cases are not modeled; Faktorverfahren and Progressionsvorbehalt are not computed. SOURCES: Values follow guidance published by the Minijob-Zentrale (Knappschaft-Bahn-See), BMAS, BMF, BA, DRV, GKV, the Mindestlohn-Kommission, plus § 8 SGB IV, § 20 SGB IV, § 168 SGB VI, § 76b SGB VI, ArbZG, MiLoG, and Reg (EC) 883/2004. INDEPENDENCE: Independent informational tool. Not affiliated with BMAS, BMF, BA, DRV, GKV, Knappschaft-Bahn-See, Minijob-Zentrale, or any German government body. Does not constitute legal or tax advice — consult a German Steuerberater, Lohnbuchhalter, or Rechtsanwalt qualified for your case. PRIVACY & MODEL: - No account, no signup - History and scenarios stay local on device - One-time Premium, no subscription - Free tier with ads; Apple may process data per its own rules (C) 2026 Cosmic Production d.o.o.