Olik Split vs Zand Wealth

Olik Split makes splitting expenses effortless. Whether you're sharing a dinner bill, planning a group trip, or managing household finances — Olik Split keeps everyone on the same page. SPLIT EXPENSES YOUR WAY Create groups, add expenses, and choose how to split: equally, by percentage, by shares, or by individual items. Our smart debt simplification algorithm minimizes the number of payments needed. SCAN RECEIPTS INSTANTLY Point your camera at any receipt and let OCR do the work. Items are extracted automatically so you can assign them to group members. Supports 6 languages including Chinese, Japanese, Korean, and Devanagari. PERSONAL FINANCE TRACKER Track your personal expenses and income in one place. Set budgets by category, create savings goals, and manage recurring expenses. Your dashboard shows a clear picture of your financial health. STAY IN SYNC Works offline with automatic background sync. Your data is always up to date across all your devices. Get push notifications when someone adds an expense or when it's time to settle up. SETTLE UP EASILY See who owes whom at a glance. Share payment links for PayPal, Revolut, Venmo, Cash App, and more. SECURE & PRIVATE Protect the app with Face ID, Touch ID, or PIN lock. Payment methods are encrypted end-to-end. Your financial data stays yours. KEY FEATURES • Group expense splitting (equal, unequal, percentage, shares, itemized) • Receipt scanning with OCR (6 languages) • Personal expense & income tracking • Budgets & savings goals • Recurring expenses • Debt simplification • Statistics & charts • CSV & PDF export • Push notifications & payment reminders • Dark mode • Offline mode with sync • Multiple currencies Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Designed to help high-net-worth individuals and professional investors build wealth, ZandWealth is an innovative wealth management and banking app from Zand Bank, an AI and blockchain-powered digital bank licensed by the Central Bank of the UAE. Next-Generation Wealth Management & Investments Experience the future of personal finance with ZandWealth’s innovative wealth management service. Access a broad suite of both traditional and Innovative investment products - all in one secure and convenient app, backed by a licensed and regulated digital bank: Traditional & Alternative Investment Solutions: Diversify your portfolio with classic investment funds, equities, bonds alongside unique alternative options including hedge funds, private equity, and exclusive access to digital asset investment opportunities. Bespoke Portfolio Management: Receive personalized investment strategies and portfolio solutions, designed around your financial goals by our wealth management experts. Digital Asset Custody: Safely store, manage, and transfer your digital assets with institutional-grade security and trusted digital custody solutions - directly from your ZandWealth app. Bridge to the Modern Economy: Seamlessly connect traditional finance with decentralized finance. Zand is fully licensed by the Central Bank of UAE with Wealth Management licensed by the Securities and Commodities Authority/Capital Market Authority, and digital asset services regulated by Virtual Assets Regulatory Authority (VARA), making us your secure gateway between both worlds. Everyday Banking Take complete control of your finances: Instant Account Opening: Open your fully regulated UAE bank account in minutes with your Emirates ID. Smart Financial Dashboard: Track spending, habits, and manage personal savings in real time. Global Transfers: Send money locally in the UAE or internationally with ease and competitive rates. Savings Boosters: Set customized financial goals and automate savings plans. Security & Privacy, Above All Your funds and data are protected by advanced biometrics (Face ID/Touch ID), two-factor authentication, instant freeze controls, and real-time alerts. Regulated & Trusted Zand Bank PJSC is licensed and regulated: Central Bank of UAE Securities and Commodities Authority / Capital Market Authority Virtual Assets Regulatory Authority Discover the smart, seamless, and innovative way to bank, invest, and grow your wealth with ZandWealth - the bridge between traditional finance and the future of digital assets in the UAE.