Olik Split vs Setld.

Olik Split makes splitting expenses effortless. Whether you're sharing a dinner bill, planning a group trip, or managing household finances — Olik Split keeps everyone on the same page. SPLIT EXPENSES YOUR WAY Create groups, add expenses, and choose how to split: equally, by percentage, by shares, or by individual items. Our smart debt simplification algorithm minimizes the number of payments needed. SCAN RECEIPTS INSTANTLY Point your camera at any receipt and let OCR do the work. Items are extracted automatically so you can assign them to group members. Supports 6 languages including Chinese, Japanese, Korean, and Devanagari. PERSONAL FINANCE TRACKER Track your personal expenses and income in one place. Set budgets by category, create savings goals, and manage recurring expenses. Your dashboard shows a clear picture of your financial health. STAY IN SYNC Works offline with automatic background sync. Your data is always up to date across all your devices. Get push notifications when someone adds an expense or when it's time to settle up. SETTLE UP EASILY See who owes whom at a glance. Share payment links for PayPal, Revolut, Venmo, Cash App, and more. SECURE & PRIVATE Protect the app with Face ID, Touch ID, or PIN lock. Payment methods are encrypted end-to-end. Your financial data stays yours. KEY FEATURES • Group expense splitting (equal, unequal, percentage, shares, itemized) • Receipt scanning with OCR (6 languages) • Personal expense & income tracking • Budgets & savings goals • Recurring expenses • Debt simplification • Statistics & charts • CSV & PDF export • Push notifications & payment reminders • Dark mode • Offline mode with sync • Multiple currencies Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Setld is the easiest way to pay friends, split bills, and order at your favourite spots, all in one app, built for South Africa. Whether you're settling up after dinner, sending a mate their half of the Uber, or skipping the queue at your local coffee shop, Setld keeps your money moving and your friendships drama-free. PAY FRIENDS INSTANTLY • Send and request money in a simple chat, it settles the moment you tap. • No more "I'll EFT you later." Pay your share on the spot. • See exactly who owes who, and clear a debt in one tap. SPLIT ANY BILL, FAIRLY • Scan a bill and tap the items you actually had. • Everyone pays only their share, no awkward maths, no one short. • Add a tip at checkout, your way. SCAN. ORDER. SKIP THE QUEUE. • Scan the QR at your table or the counter to see the menu. • Order and pay from your phone, takeaway is paid up front, sit-down runs as a tab you split at the end. • Invite friends to the table so everyone orders onto one bill. A WALLET THAT KEEPS UP • Top up securely by card, powered by Yoco. • Watch your balance update in real time across every screen. • Withdraw to your bank whenever you like. BUILT AROUND YOUR FRIENDS • Group chats for trips, housemates and regular crews. • Keep a running tab with the people you see most. • Activity feed so nothing slips through the cracks. Setld is made for the way South Africans actually go out, split, pay, order and settle, without the spreadsheet. Download Setld and never chase a friend for money again.