Comparison

Monavo vs Tip Tracker & Wages

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monavo

Features
Read full description

Type "coffee 15" and it's done. No forms. No menus. No setup. Monavo is the expense tracker built around one idea: logging a purchase should take less time than making it. You write what you bought in plain language — "lunch 12", "uber 34", "groceries 87" — and Monavo figures out the amount, the category, and the context. Tap once. It's tracked. The quick-add moment Most expense apps ask you to open a form, pick a category from a list, type an amount, write a note, and save. By the time you're done, you've forgotten why you opened the app. Monavo replaces all of that with one line of text. Write it the way you already think about it. Monavo reads it, categorizes it, and logs it. If it gets the category wrong, correct it once — it learns your patterns and stops guessing wrong. Everything you need, nothing you don't — Quick-add that reads plain language and learns from your corrections — Budgets by category with gentle alerts as you approach the limit — Daily insights that explain what's actually driving your spending — Recurring payments so subscriptions and bills stop slipping through — Multi-currency with live exchange rates, useful when you travel or get paid in a different currency — Partner mode: one shared budget on both your phones, one subscription — Sync across your own devices when you want it, and never when you don't — CSV import and export so your data is always yours to move — PIN and biometric lock for on-device protection — Six languages: English, Spanish, French, German, Portuguese, Romanian Made for two, when you want Money is rarely just one person's. Pair your phone with your partner's and you share one budget across both — whatever either of you logs shows up on both phones, in sync, so you see the whole picture instead of half of it. One subscription covers you both. Prefer to keep your spending to yourself? Don't pair, and Monavo stays a private, solo tracker. Built for people who stopped using their last expense app Most trackers fail for one of three reasons: they demand your bank login, they make logging a four-tap chore, or they bury the thing you actually want to know under charts you don't need. Monavo does none of those. There's no bank connection to set up, logging takes one line, and the home screen tells you what you're spending today, this week, and this month without you having to ask. Private by default Your spending data says a lot about you — where you eat, where you travel, what you're saving for, what you spend too much on. Monavo treats that data like it's yours. There's no bank linking, no credential sharing, no Plaid, no Open Banking. Your data lives on your phone by default. If you want it synced across devices, cloud sync is opt-in and encrypted. We never sell your data, and there are no ads anywhere in the app. Free, Pro, or one-time Start free — unlimited manual entry, full budget and insight features, and 100 AI quick-adds per month. Pro raises the AI limit to 500 a month and unlocks cloud sync — across your devices and your partner's — plus CSV export, available as a monthly or yearly subscription, or as a one-time lifetime purchase. One subscription covers both of you. The lifetime option is there because not everyone wants another subscription. A tracker that gets out of your way Open Monavo. Log what you spent. Close it. That's the whole loop. No achievements to unlock, no aspirational charts, no guilt notifications about coffee. The right expense tracker is the one you actually keep using — and you only keep using the one that doesn't slow you down. Start free. Type your first expense. You'll see the difference in seconds. Terms of Service: https://getmonavo.com/terms.html

About

Tip Tracker & Wages

Read full description

Know what you really earn from every shift. Log your tips and your pay in seconds, see them apart in one clear chart, and find out which days and jobs pay best. Made for waiters, servers, bartenders, baristas and everyone who works for tips. Your data stays private. Everything is stored on your iPhone. No account, no ads. FEATURES • Log a shift in seconds: cash tips, card tips and hours • Your usual hours are filled in from your last shift • Pay per hour, per day, or tips only • Enter hours, or start and end time with an unpaid break. Shifts after midnight work too. • Track tip-out, tip share and sales to see your tip % • More than one shift per day, and more than one job • Tips and salary in one chart, by week, month and year • Calendar with your total for every day • Insights: earnings per hour, per shift, best day of the week and earnings by job • See where your tips came from: cash, card, tip share and tip-out • Edit or delete any shift at any time • Add a note to any shift • Any currency, and you choose the first day of your week • Export all shifts as CSV for your records or your tax advisor GREAT FOR • Waiters, waitresses and servers • Bartenders and baristas • Delivery and hotel staff • Anyone paid by tips, by the hour or by the day • Keeping your own record of tips and pay • Finding your best days, shifts and jobs Try it free for 3 days. You can use all features without limits during those 3 days. After the trial, you decide whether to continue with the monthly subscription or make a one-time lifetime purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://appprivacy.romankoch.online/6819378433/

Screenshots

Monavo4 screens
Tip Tracker & Wages4 screens

Verdict

The call

The clearest difference is iOS requirement: Monavo at 15.1 against Tip Tracker & Wages's 26.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Monavo sells 3 in-app purchases, starting at $2.99 per month and Tip Tracker & Wages sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Monavo ships an update every 5 days, Tip Tracker & Wages every 8 days. The most recent releases landed on November 9, 2026 and November 10, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Monavo versus Tip Tracker & Wages: the parameters behind the verdict, then further details
ParameterMonavoTip Tracker & Wages
PriceFreeFree
Update frequencyEvery 5 days — betterEvery 8 days
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better26.6
Further details — not scored
Size62 MB20 MB
Age rating4+4+
DeveloperMoldovan Roland LeventeRoman Koch

In-app purchases

3 purchases

Monavo

Subscriptions2
  • Monavo Pro7 Days trial$2.991 Month
  • Monavo Pro7 Days trial$19.991 Year
One-time1
  • Monavo Pro Lifetime$39.99
2 purchases

Tip Tracker & Wages

Subscriptions1
  • Monthly Subscription$2.991 Month
One-time1
  • Lifetime Purchase$19.99

Questions

Is Monavo free?
Monavo is free to download, with in-app purchases available.
Is Tip Tracker & Wages free?
Tip Tracker & Wages is free to download, with in-app purchases available.
Do Monavo or Tip Tracker & Wages have ads?
Neither Monavo nor Tip Tracker & Wages shows ads.
Which is updated more often, Monavo or Tip Tracker & Wages?
Monavo ships an update every 5 days, and Tip Tracker & Wages every 8 days. Most recently, Monavo was updated on November 9, 2026 and Tip Tracker & Wages on November 10, 2026.

Other comparisons