Comparison

Suby vs Paycyl

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Suby

Features
Read full description

Suby is a private subscription tracker and manager. See every subscription, get reminded before each renewal, and split shared plans with the people you share them with. No bank login, ever. NEVER MISS A RENEWAL • A reminder before every charge, from one to seven days ahead • Free-trial alerts before the first payment • A calendar of every upcoming payment, with the heavy weeks shaded ADD EVERYTHING IN SECONDS • Type a name: 1,000+ services are already in the catalogue, with logos and plans • Snap Import: take a screenshot of your subscriptions page and review each row (three free imports) • Add anything else by hand, from gym memberships to cloud servers SPLIT SHARED PLANS • Add the people you share a family or group plan with, by name • Split equally or your own way, and check people off as they pay you back • Your totals count your share, not the full price • Suby never moves money ANY CURRENCY, ONE TOTAL • Keep each subscription in the currency you are billed in: 94 supported • See everything converted to your main currency SEE WHERE THE MONEY GOES • Monthly and yearly totals, trends and category breakdowns • Home-screen widgets for the next payment and the month ahead • Track intro prices and know when a promo ends PRIVATE BY DESIGN • Your data stays on your device. No account needed to start • No bank or card connection, no ads, we never sell your data • Export to CSV and make local backups any time, free FREE Unlimited subscriptions, reminders, calendar, insights, widgets, splitting, any currency, CSV export and local backup. PREMIUM, WITH A 7-DAY FREE TRIAL Encrypted cloud backup, unlimited custom services and screenshot imports, live exchange rates and full rate history, the currency map, longer chart ranges, the subscription health score, widget settings and linking people to more than one shared plan. Every subscription, under control. Even the ones you share.

About

Paycyl

Read full description

PAYCYL: THE ULTIMATE SUBSCRIPTION MANAGER & BILL TRACKER Do you often find yourself wondering where your money went at the end of the month? Forgot to cancel that "free trial" and got charged again? Paycyl is here to help you regain absolute control over your recurring expenses and daily budget. Paycyl is the most private, simple, and powerful subscription manager designed for those who value their financial privacy. No accounts. No cloud syncing. No banking links required. Your data stays 100% on your device. [WHY PAYCYL IS THE BEST CHOICE] Most finance apps require you to link your bank account or create a login, exposing your sensitive data. Paycyl works 100% offline. It’s your personal financial vault that helps you save hundreds of dollars by identifying forgotten memberships and upcoming bills. [SMART FEATURES FOR SMART SAVINGS] - SUBSCRIPTION TRACKING: Track every recurring service from Netflix and Spotify to your gym membership and insurance. - INTELLIGENT REMINDERS: Never get surprised by a charge again. Get notified days before or on the exact payment day. - TRIAL PERIOD MANAGER: Track "Free Trials" and get alerted before they transition into paid subscriptions. Cancel before the charge! - BUDGET OVERVIEW: See your monthly spending total, upcoming bills, and financial trends in beautiful, intuitive charts. - MULTI-CURRENCY SUPPORT: Manage subscriptions in USD, EUR, TRY, GBP, and 15+ more currencies with ease. - NO LOGIN, NO CLOUD: Your financial data belongs to you. We don’t have access to it, and we never will. It’s stored locally on your iPhone. [ORGANIZE YOUR FINANCES WITH EASE] - 14+ Categories: Entertainment, Health, Rent, Utilities, Education, and more. - Custom Icons & Colors: Make your financial dashboard look exactly how you want. - Annual Projections: See how much your subscriptions cost you over a full year and identify where to cut costs. - Payment Method Management: See which subscriptions are linked to which card or digital wallet. [PRIVACY & SECURITY FIRST] In an era of data breaches, Paycyl offers a safe haven. Since we don't use cloud storage, your data can't be hacked from a server—because there isn't one. You can also easily export and import your data in JSON format for your own backups or if you switch phones. [STOP THE SUBSCRIPTION CREEP] Streaming services, software licenses, gym memberships, and monthly bills... they all add up fast. Paycyl makes it easy to visualize where your money goes. If you’re paying for a service you’re not using, Paycyl helps you identify it and cancel before the next billing cycle. Master your recurring expenses and start saving money today. The most private way to manage your budget is finally here with Paycyl. Download now and take the first step towards financial freedom!

Screenshots

Suby4 screens
Paycyl4 screens

Verdict

The call

The clearest difference is in-app purchases: Paycyl at none against Suby's 2. Suby's advantage is update cadence (weekly vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Suby sells 2 in-app purchases, starting at $1.99 per month. Paycyl asks for nothing beyond the download.

UpkeepUpdate frequency

Suby ships an update weekly, Paycyl monthly. The most recent releases landed on October 16, 2026 and October 5, 2026 respectively.

Scorecard2 real differences · 4 level
Suby versus Paycyl: the parameters behind the verdict, then further details
ParameterSubyPaycyl
PriceFreeFree
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size182 MB41 MB
Age rating4+4+
DeveloperKonstantin MerenkovHalil Kucukdogru

In-app purchases

2 purchases

Suby

Subscriptions2
  • Suby Premium7 Days trial$1.991 Month
  • Suby Premium7 Days trial$14.991 Year
None

Paycyl

No in-app purchases

Questions

Is Suby free?
Suby is free to download, with in-app purchases available.
Is Paycyl free?
Paycyl is free to download, with no in-app purchases.
Do Suby or Paycyl have ads?
Neither Suby nor Paycyl shows ads.
Which is updated more often, Suby or Paycyl?
Suby ships an update weekly, and Paycyl monthly. Most recently, Suby was updated on October 16, 2026 and Paycyl on October 5, 2026.

Other comparisons