AI Auto Expense Tracker vs 短信记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AI Auto Expense Tracker
Effortlessly log expenses with AI-powered automation. Use voice commands or screenshots to record transactions instantly, with no manual typing required. Gain clear insights into your spending habits through detailed lists and charts.
- Voice expense logging
- Screenshot expense analysis
- AI-driven recognition
- Expense list and statistics
- iCloud data sync
- Back tap trigger
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Say goodbye to manual input. Log expenses with a single tap. AI Auto Expense is an AI-powered smart expense tracker that works with iPhone Shortcuts and AssistiveTouch, making expense logging as natural as breathing — just double tap the back of your iPhone to automatically record an expense. Key Features ▸ Voice Auto Expense Double tap to start recording. AI automatically recognizes the amount, category, and notes, and logs the expense in seconds. ▸ Screen Smart Expense Double tap to take a screenshot on the payment screen. AI analyzes the receipt or payment information and records the expense automatically — no typing needed. ▸ Expense List & Statistics View monthly income and expenses, category pie charts, and daily trends to clearly understand your spending habits. ▸ iCloud Auto Sync All data is stored locally and synced securely via iCloud, so you never lose your records when switching devices. Why Choose AI Auto Expense • Zero Input – No need to open the app or type anything. Everything is automated. • AI Powered – Automatically recognizes income/expense, amount, and category. • Minimal Design – No social features, no ads, no unnecessary features. Just expense tracking. • Privacy First – Your data stays on your device and iCloud. We cannot access your data. Quick Start 1. Add the Voice / Screen Expense Shortcuts 2. Set AssistiveTouch or Back Tap as the trigger 3. Double tap anywhere to automatically log an expense Download AI Auto Expense and make expense tracking effortless. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ 使用条款(EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
短信记账
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短信记账 —— 收到消费短信,自动帮你记一笔 再也不用手动打开App记账。通过系统"快捷指令",收到银行扣款、支付宝、微信支付的短信时,自动提取金额和商户,安静地记一笔,你只需要偶尔打开App看看统计。 【核心功能】 自动记账 · 配合系统"快捷指令"自动化,收到消费短信自动解析入账 · 本地正则引擎识别金额、商户,无需联网也能用 · 只记支出,工资到账、转账收入、退款等短信会自动忽略 AI 智能分类(可选) · 接入 DeepSeek,让 AI 从短信原文里补全本地规则没认出来的金额、商户,并给出更准确的消费分类 · 不开启也完全不影响记账,本地关键词规则免费兜底 · 费用直接由你自己在 DeepSeek 平台承担,我们不收取任何额外费用 灵活编辑 · 每一笔都能手动改金额、商户、分类、时间、备注 · 支持给消费贴一张图片作为凭证,列表直接显示缩略图,点开看大图 · 大额消费可设置阈值,超过会推送通知提醒你确认 查得到,管得住 · 主页默认显示最近 7 天,历史记录按月分组随时翻看 · 独立搜索页,按商户或备注关键词秒找记录 · 统计页:月度支出、分类占比饼图、支出趋势折线图一目了然 数据完全属于你 · 不需要注册账号,没有我们自己的服务器 · 所有记账数据存在设备本地,DeepSeek Key 加密存在系统 Keychain · 支持导出 CSV(可在 Excel / Numbers 打开),也支持从 CSV 导入,带唯一 ID 自动去重,不会重复导入 · 短信内容仅在你主动开启 AI 分类时才会发给 DeepSeek,其余功能全程不联网 隐私优先 本应用没有、也无法读取你设备上的短信收件箱——短信内容完全靠你自己在系统"快捷指令"里配置转发。没有广告、没有追踪、没有用户行为分析。 适合谁用 · 想记账但懒得打开 App 手动输入的人 · 已经习惯用银行卡/支付宝/微信支付、短信通知比较规律的人 · 想要数据完全掌握在自己手里、不想把消费记录传到别人服务器上的人 App 内"设置 → 使用指南"有完整的快捷指令配置步骤,跟着做几分钟就能用起来。
Screenshots
Verdict
The clearest difference is price: AI Auto Expense Tracker at Free against 短信记账's $0.99. 短信记账's advantage is in-app purchases (none vs 3) and update cadence (weekly vs every 3 weeks). On review sentiment, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
AI Auto Expense Tracker is free to download; 短信记账 costs $0.99 up front. AI Auto Expense Tracker sells 3 in-app purchases, starting at $0.99 per month. 短信记账 asks for nothing beyond the download.
AI Auto Expense Tracker ships an update every 3 weeks, 短信记账 weekly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | AI Auto Expense Tracker | 短信记账 |
|---|---|---|
| Price | Free — better | $0.99 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17 — better | 18.6 |
| Further details — not scored | ||
| Size | 2 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | 飞 张 | 浩洋 景 |
Customer experience
AI Auto Expense Tracker
短信记账
In-app purchases
AI Auto Expense Tracker
- Monthly$0.991 Month
- Yearly$3.991 Year
- 永久会员$9.99
短信记账
No in-app purchases








