Comparison

Pace vs Simple

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Pace

Features
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Pace is a budget planner and expense tracker that helps you see whether your spending is on track for the month. Instead of only showing what you already spent, Pace compares your spending progress with the time left in your budget cycle, so you can tell when you're spending too fast and adjust before you go over budget. FEATURES β€’ Track expenses quickly and clearly β€’ Set a monthly budget β€’ See how much budget is left β€’ Compare spending progress with time progress β€’ Stay aware of recurring bills and subscriptions β€’ Review spending by category, week, and month β€’ Look back at past budget cycles and summaries WHY PACE Most budgeting apps tell you what happened. Pace helps you understand where you stand right now. It shows not just how much you've spent, but whether that spending still makes sense for this point in the month. That makes it easier to answer questions like: Am I still on track this month? How much can I safely spend? Are upcoming bills going to make the rest of the month tighter? Is overspending becoming a pattern? Pace is designed to make personal budgeting feel clearer, more visual, and easier to understand at a glance. Pace is free to download and get started.

About

Simple

Features
Read full description

Simple Budget is the calmest way to take control of your money. Chat with a built in AI assistant, scan receipts with your camera, log spending by voice, and split your income into pockets you actually understand. No spreadsheets, no clutter, no bank logins required. Everything stays on your device. You stay in charge. WHAT YOU CAN DO AI Money Assistant Ask anything in plain language. "How much did I spend on coffee this month?" "Can I afford a weekend trip?" "What should I cut back on?" Your assistant reads your own data and answers instantly. Smart Receipt Scanner Point your camera at a receipt and let on device OCR pull out the merchant, total, and date. Review, tweak, save. Done in seconds. Voice Entry Tap, speak, log. Say "twelve fifty on lunch" and the app handles the rest with built in speech recognition. Pockets That Make Sense Split your income into flexible pockets like Essentials, Fun, and Savings. See at a glance what is left to spend without guilt. Savings Goals Tell the app what you are saving for, set a target, and track progress with a clean visual goal screen. House, holiday, new bike, emergency fund, your call. Spend Groups and Categories Organize spending into groups and categories you actually use. Drill into any category to see every transaction, totals, and trends. Multi Currency Choose your currency on first launch and the entire app adapts. Travel friendly and built for users worldwide. Share Extension Got a receipt photo or PDF in another app? Share it straight into Simple Budget and turn it into an expense in one tap. Calm, Native Design Built fully in SwiftUI with smooth animations, haptics, and a layout that respects your time and your eyes. PRIVACY FIRST Your transactions live on your device. We never sell your data. We never connect to your bank. You own your numbers. Subscription unlocks the full experience including the AI assistant, receipt scanning, voice entry, unlimited categories, and pockets. Privacy Policy: https://agate-elm-c96.notion.site/Simple-Budget-Tracker-Support-3365370fd0a080cabf7fe14570e09ef4 Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Pace4 screens
Simple4 screens

Verdict

The call

The clearest difference is in-app purchases: Pace at none against Simple's 2. Pace also leads on update cadence (every 9 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Simple sells 2 in-app purchases, starting at $6.99 per 7 days. Pace asks for nothing beyond the download.

UpkeepUpdate frequency

Pace ships an update every 9 days, Simple monthly. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.

Scorecard2 real differences Β· 4 level
Pace versus Simple: the parameters behind the verdict, then further details
ParameterPaceSimple
PriceFreeFree
Update frequencyEvery 9 days β€” betterMonthly
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhoneiPhone, iPad β€” better
Requires iOS17.0 β€” better18.0
Further details β€” not scored
Size49 MB9 MB
Age rating4+4+
DeveloperδΌ―ζ»” 韩Stride Labs L.L.C.-F.Z.

In-app purchases

None

Pace

No in-app purchases

2 purchases

Simple

Subscriptions2
  • Weekly$6.997 Days
  • Yearly3 Days trial$29.991 Year

Questions

Is Pace free?
Pace is free to download, with no in-app purchases.
Is Simple free?
Simple is free to download, with in-app purchases available.
Do Pace or Simple have ads?
Neither Pace nor Simple shows ads.
Which is updated more often, Pace or Simple?
Pace ships an update every 9 days, and Simple monthly. Most recently, Pace was updated on October 25, 2026 and Simple on October 28, 2026.

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