Pace vs Invest

Pace is a budget planner and expense tracker that helps you see whether your spending is on track for the month. Instead of only showing what you already spent, Pace compares your spending progress with the time left in your budget cycle, so you can tell when you're spending too fast and adjust before you go over budget. FEATURES • Track expenses quickly and clearly • Set a monthly budget • See how much budget is left • Compare spending progress with time progress • Stay aware of recurring bills and subscriptions • Review spending by category, week, and month • Look back at past budget cycles and summaries WHY PACE Most budgeting apps tell you what happened. Pace helps you understand where you stand right now. It shows not just how much you've spent, but whether that spending still makes sense for this point in the month. That makes it easier to answer questions like: Am I still on track this month? How much can I safely spend? Are upcoming bills going to make the rest of the month tighter? Is overspending becoming a pattern? Pace is designed to make personal budgeting feel clearer, more visual, and easier to understand at a glance. Pace is free to download and get started.

Financial literacy for the real world. Invest-U is a free, nonprofit platform that helps teens, college students, and new earners build lifelong money skills through interactive learning, realistic simulations, and hands-on practice. Instead of memorizing definitions, you'll make financial decisions, experiment without risk, and build confidence before managing real money. Master topics schools often overlook, including: • Budgeting and cash flow • Banking and taxes • Saving and emergency funds • Credit scores and debt management • Investing and compound growth • Retirement accounts • Insurance and fraud prevention • Renting, salary negotiation, and other real-world financial decisions Lessons include real-life examples, quizzes, interactive exercises, and personalized learning paths designed for your stage of life. Apply what you learn using 20+ built-in financial calculators and simulators, including: • Budget Builder • Paycheck Decoder • Compound Growth Calculator • Emergency Fund Planner • Credit Score Simulator • Debt Payoff Planner • Student Loan Planner • Tax Calculators • Savings Goal Planner • Investment Analysis Tools Practice investing with a realistic stock market simulator featuring: • $10,000 virtual portfolio • Real market data • Market, limit, stop, and trailing stop orders • Portfolio analytics • Watchlists and price alerts • Performance tracking Learning becomes a habit with: • XP and leveling • Daily streaks • Achievements • Weekly challenges • Leaderboards • Financial IQ scoring • Personalized financial identities based on your decisions and learning habits Explore realistic financial scenarios like getting your first paycheck, renting an apartment, managing unexpected expenses, choosing between job offers, and more. Then, see how your decisions shape your financial future. Whether you're preparing for college, starting your career, or simply want to become more financially confident, Invest-U provides the knowledge, practice, and tools to help you make smarter financial decisions. Always free. No ads. No subscriptions. Built to improve financial literacy for everyone.