Comparison

MoneyLoop vs GetChip

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyLoop

Features
Read full description

MoneyLoop is your AI-Powered Personal Finance Companion: accounts, transactions, budgets, and insights in a focused app SEE EVERYTHING IN ONE PLACE • Connect your financial life with clear balances and recent activity across accounts. • Understand where your money goes with categories and views built for real life. ADD TRANSACTIONS THE EASY WAY • Capture spending from bank SMS when you use supported shortcuts and flows. • Speak a purchase or tap to add details—let smart parsing turn it into a structured transaction. • Scan receipts to extract amounts and merchants when you use receipt capture. BUDGETS & INSIGHTS • Set category budgets and track progress over time. • Spot patterns and trends so you can adjust before month-end surprises. MoneyLoop helps you take control of your financial future with tools that match how you already manage money day to day.

About

GetChip

Features
Read full description

Chip is the smarter way to split expenses. Built for trips, dinners, nights out, and every shared moment in between — powered by AI, designed for real life. SCAN ANY RECEIPT IN SECONDS Point your camera at any receipt. Chip reads every item, tax, and tip automatically. Assign items to people, split by what each person ordered, and you're done. No manual entry. No mental math. No more "who had the salmon?" CHIP OUT INSTANTLY One tap opens Venmo, Cash App, or Zelle with the exact amount and recipient already filled in. No copying numbers. No back-and-forth. Everyone gets paid, every time. Chip never touches your money. We do not process payments, hold funds, or store card details. Chip calculates what is owed and connects you directly to the payment app of your choice. Always. SIMPLIFY WHO OWES WHAT Chip's debt simplification engine reduces the number of payments needed to settle any group by up to 60%. Instead of everyone paying everyone, Chip calculates the minimum number of transactions to get everyone square. Automatically. COLLECT AT THE TABLE Activate Collect Mode and nearby friends see their exact share on their own phone — instantly, over Bluetooth. No awkward announcements. No group chat math. Just tap and done. TRACK EVERY GROUP EXPENSE Set a spending limit for any trip or group. Monitor spending by category in real time. Receive AI-powered budget insights and projected overspend alerts before your budget is at risk. ROUNDS MODE Track whose turn it is at the bar. View the leaderboard, skip a turn, and convert the entire session into one shared expense at the end of the night. BUILT FOR EVERY OCCASION - Vacations and group trips - Dinners and nights out - Roommates and shared households - Couples managing joint spending - Birthday dinners and celebrations - Work lunches and team events - Bar tabs and rounds tracking WHAT MAKES CHIP DIFFERENT - AI receipt scanning with automatic item detection - BLE Collect Mode — a first in bill splitting apps - Debt simplification built into every group - One-tap shortcuts to Venmo, Cash App, and Zelle - Face ID lock for privacy and security - Budget tracking with real-time category breakdown - Lock screen widget to see balances at a glance - PDF export for expense records and reimbursement CHIP PRO Unlock the full Chip experience with Pro. - Unlimited groups and members - Unlimited AI receipt scans - BLE Collect Mode - Lock screen widgets - Trip recap share cards - PDF expense export Start with a 7-day free trial. $3.99/month or $34.99/year. Cancel anytime. No payment processing. No hidden fees. Just the smartest way to split. SUBSCRIPTION INFORMATION Chip Pro Monthly: Auto-renewing subscription. $3.99/month. 7-day free trial, then $3.99/month. Cancel anytime in App Store settings. Chip Pro Annual: Auto-renewing subscription. $34.99/year. 7-day free trial, then $34.99/year. Cancel anytime in App Store settings. Privacy Policy: https://codewithpierre.github.io/chip-web/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MoneyLoop4 screens
GetChip4 screens

Verdict

The call

The clearest difference is in-app purchases: GetChip at none against MoneyLoop's 2. GetChip also leads on ads (none vs shown). MoneyLoop's advantage is iOS requirement (15.1 vs 17.6). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyLoop sells 2 in-app purchases, starting at $2.99 per month. GetChip asks for nothing beyond the download.

Scorecard3 real differences · 3 level
MoneyLoop versus GetChip: the parameters behind the verdict, then further details
ParameterMoneyLoopGetChip
PriceFreeFree
Update frequencyEvery 8 days—
AdsYesNo — better
In-app purchasesYesNo — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better17.6
Further details — not scored
Size72 MB22 MB
Age rating4+4+
DeveloperHossam HusseinPierre ilyamukuru

In-app purchases

2 purchases

MoneyLoop

Subscriptions2
  • MoneyLoop Premium Monthly$2.991 Month
  • MoneyLoop Premium Yearly$24.991 Year
None

GetChip

No in-app purchases

Questions

Is MoneyLoop free?
MoneyLoop is free to download, with in-app purchases available.
Is GetChip free?
GetChip is free to download, with no in-app purchases.
Do MoneyLoop or GetChip have ads?
MoneyLoop shows ads; GetChip does not.

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