baki vs Commitly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
baki
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Most budgeting apps tell you what you have. Baki tells you what you actually have — after every rent payment, EMI, and subscription you've already promised away. YOUR REAL BALANCE Your salary hits. Before you spend a rupee, Baki locks away every commitment — rent, loans, utilities, subscriptions — and shows you your real available balance. Not your bank balance. Your spending balance. TRACK WHAT MATTERS • Log expenses in seconds with a single tap • See exactly where your money goes, by category • Watch your available balance update in real time as you spend • Add notes, payment methods, and tags to every entry LOCK YOUR COMMITMENTS • Add recurring expenses once — rent, EMIs, OTT, gym, insurance • Baki deducts them automatically every month • PIN-lock the ones you can never miss so nothing slips through INSIGHTS THAT MEAN SOMETHING • See your spending broken down by category • Compare this month to last at a glance • Spot patterns before they become problems • Get a plain-English AI summary of your month — no charts, no jargon TRAVEL MODE • Plan trips with AI — describe where you're going and Claude builds a day-by-day itinerary with budgets per destination • Switch to Travel to track expenses in any currency • Set daily budgets per destination • All spending converted back to your home currency automatically BAKI PRO • AI spending analysis — a smart summary of your month, every month • AI Travel Planner — describe a trip, get a full itinerary, confirm and it's set up automatically • 5 years of spending history — browse and export anytime • Unlimited expense logging — no monthly cap • No ads. Ever. Baki is built for people who want honesty about their money — not just a number that sounds reassuring. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Commitly
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Take full control of your money and never miss a due date again with Commitly: Bills & Debt Tracker. Managing recurring bills, monthly commitments, and credit payments shouldn’t feel overwhelming. Commitly gives you a clear, effortless overview of what you owe and when, helping you build better financial habits and pay off debt faster. KEY FEATURES: - Smart Bill Tracking: Easily schedule and organize all your recurring bills, subscriptions, and regular expenses in one clean dashboard. - Debt & Credit Manager: Stay on top of credit card balances, loan payoffs, and financial commitments with clear visual progress. - Reminders & Alerts: Receive customizable notifications before due dates so you avoid late fees and protect your credit score. - Financial Insights: Understand where your money goes every month with straightforward breakdown summaries and visual reports. - Flexible Budgeting: Categorize commitments to see exact payment timelines and plan your upcoming cash flow with confidence. BEFORE THE NEXT BILL LANDS: - Ultimate Peace of Mind: Know exactly what bills are coming up so there are never any unexpected bank surprises. - Fast & Intuitive Design: Clean interface designed to help you add and track financial commitments in seconds. - Goal-Oriented: Designed specifically to help you reduce debt, optimize monthly spending, and build financial freedom. Stop stressing over monthly payments. Download Commitly today to streamline your bills, master your debt, and take control of your financial future! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Commitly at none against baki's 3. Commitly also leads on device support (3 vs 1) and iOS requirement (15.0 vs 26.0). baki's advantage is update cadence (every 5 days vs every 5 weeks). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. baki sells 3 in-app purchases, starting at $8.99 per month. Commitly asks for nothing beyond the download.
baki ships an update every 5 days, Commitly every 5 weeks. Both last shipped on September 20, 2026.
| Parameter | baki | Commitly |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 26.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 68 MB | 78 MB |
| Age rating | 4+ | 4+ |
| Developer | Bestine Payyappilly | Amr Saied |
In-app purchases
baki
- baki Pro Monthly$8.991 Month
- baki Pro Quarterly$19.993 Months
- baki Pro Yearly$59.991 Year
Commitly
No in-app purchases









