ATM Flow vs DuePlan

ATM Flow is a manual budgeting app built for people who want full control over their finances — and their data. Unlike apps that scrape your bank feeds or require logins, ATM Flow keeps everything in your hands. You enter each transaction yourself, building mindful spending habits. Your data lives on your device and in your personal iCloud account. We never see it. WHAT MAKES ATM FLOW DIFFERENT • Fully bilingual — native Arabic and English with full RTL support and Arabic-Indic numerals • Zero data collection — no analytics, no tracking, no accounts to create. Your financial data stays yours. • iCloud sync across all your devices — encrypted by Apple, invisible to us • Built for the Gulf — QAR, SAR, AED, KWD, BHD, OMR as first-class currencies alongside USD, EUR, GBP, and 7 more FEATURES • Dashboard with net worth, monthly spending breakdown, 30-day chart, budget progress, upcoming bills, and goals snapshot • Custom categories with emoji icons — organize expenses your way • Budgets per category or overall, with daily/weekly/monthly/yearly periods • Financial goals with progress tracking • Recurring transactions that auto-post bills and subscriptions • Reports with income vs. expense, daily trends, and monthly comparisons • Import transactions from bank statements (CSV, Excel, or PDF) with automatic duplicate flagging; export to JSON or CSV • Dark mode and light mode with customizable accent colors • Face ID / Touch ID app lock • Daily reminder notifications • Widget showing monthly spending at a glance PRIVACY ATM Flow collects zero data. No analytics frameworks. No servers. No tracking pixels. Your transactions are stored locally on your device and synced through your personal iCloud account using Apple's CloudKit. We cannot access, read, or process your financial information. Period. Free forever. No subscriptions. No in-app purchases. No ads. Built by Approve The Move — genuinely useful apps, always free.

Plan what’s due before it’s due. DuePlan helps you organize recurring commitments, bills, installments, and upcoming payments in one clear place. KNOW WHAT’S COMING See how much is due in the next 30 days, 90 days, or 12 months. Quickly check your next payment and whether anything is overdue. TRACK BILLS & COMMITMENTS Add one-time or recurring commitments such as rent, utilities, subscriptions, education expenses, and other monthly payments. MANAGE INSTALLMENT PLANS Create installment plans with individual amounts and due dates, and keep track of every payment separately. UNDERSTAND YOUR MONTHS Set a monthly limit for each currency and see whether upcoming months are Safe, Near Limit, or Over Limit before they arrive. SMART REMINDERS Choose which payments matter and receive reminders before their due dates. MULTIPLE CURRENCIES Manage commitments in different currencies with separate monthly limits. ORGANIZE WITH CATEGORIES Group your commitments into useful categories for clearer planning. EXPORT YOUR DATA Create PDF or CSV reports for your payment information. PRIVATE AND SIMPLE Your planning data stays on your device. DuePlan works without requiring an account or cloud sync. Whether you’re tracking rent, car installments, subscriptions, household bills, tuition payments, or other recurring expenses, DuePlan gives you a clearer view of what’s due and when. Plan ahead. Stay organized. Know what’s due. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://docs.google.com/document/d/e/2PACX-1vRnJrdktQ_pNznf-E8nvxVQITdW32XDv6GcWrNt969oug9mYk_rKkmznPI7p6jKCvkXOELE-gV2fw2m/pub