Comparison

清记 vs WhySpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

清记

This app offers a minimalist approach to personal finance tracking, focusing solely on recording income and expenses. It provides clear visual summaries of your financial status without ads or unnecessary features, aiming to simplify your budgeting process.

Highlights
  • Minimalist expense recording
  • Ad-free and distraction-free interface
  • Visual financial summaries (charts)
  • Absolute privacy for financial data
  • Elegant and clean design
Features
Read full description

“清”,是账目清晰,也是耳根清静。 【理念:我们为什么做这款 App】 市面上的记账软件越来越臃肿了。打开它们,满眼是理财广告、办卡推荐、繁杂的社区和让人眼花缭乱的各种入口。 但其实,我们需要的仅仅是一个能安安静静记录今天花了多少钱的工具。 于是,《清记》诞生了。 它剔除了所有与记账无关的噪音,回归工具的本质。没有广告,没有社交,没有多余的干扰。在这里,只有纯粹的收支,和清清楚楚的生活。 【功能:克制而强大】 极简极速:点开即记,没有任何多余的步骤,3秒钟完成一笔开销记录。 干净无扰:承诺永远无理财广告,无社区,不贩卖财务焦虑。 一目了然:清晰直观的折线与饼图,帮你轻松梳理每月的财务状况。 绝对隐私:你的财务数据属于且仅属于你个人,无需担心隐私泄露。 设计美学:延续留白美学,素雅清透的界面,让记账变成一种享受。 我们相信,最好的工具,是当你需要时它极其顺手,不需要时它安静地待在角落,从不打扰。 愿《清记》能帮你理清账目,也理清生活。 最终用户许可协议(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

WhySpend

This app helps you track your spending by not only recording the amount but also the emotions behind each purchase. It focuses on understanding mood-driven versus necessity spending with simple logging and insightful reviews. Gain clarity on your financial habits and emotional triggers without complex accounting.

Highlights
  • Log spending with amount, category, and mood
  • Customizable mood tags
  • Detailed spending and mood reports
  • Emotional spending trend analysis
  • Gentle spending alerts
  • Post-purchase reflection
  • iCloud sync for data privacy
Features
Read full description

WhySpend — Record not just spending, but how you felt when spending. WhySpend is a minimal expense tracker built around two questions: how much did you spend—and why, in that moment? No asset accounts, no heavy accounting—just clarity on money and mood. Made for people who want to see where their money goes and what emotions drive it. We don’t lecture you to spend less. We help you tell necessity from mood-driven spending, so logging stays light and self-awareness stays real. What you can do • Log in seconds — Tap “+” on the tab bar to record amount, category, and mood • Mood tags — Presets: Pamper Myself, Necessity, Impulse Buy, Retail therapy, Keeping up, Sense of Ritual—plus custom tags • Bill list — Browse by day, week, month, year, or a custom range; spending and mood in one place • Emotion Review — Heat ring, trends, and reports comparing necessity vs. mood-driven spending • Mood spectrum — A color strip of recent moods; long-press to see each expense • Gentle alerts — In-app nudges when emotional spending crosses your threshold, with a cooldown so we don’t nag • Post-purchase check-ins — Mark purchases as worth it, neutral, or regret to sharpen your intuition • iCloud sync — When enabled, syncs to your private iCloud; we don’t run servers that collect your entries • Shareable report posters — Generate a personal mood-spending report to keep or share Every expense can carry the feeling behind it. Start the conversation with WhySpend today. Privacy Policy:https://github.com/jjaammmeess/WhySpend/blob/main/privacy-policy.md Terms of Use:https://github.com/jjaammmeess/WhySpend/blob/main/terms-of-use.md

Screenshots

清记4 screens
WhySpend4 screens

Verdict

The call

The clearest difference is update cadence: 清记 at every 2 days against WhySpend's weekly. On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 清记 sells 3 in-app purchases, starting at $0.99 per month and WhySpend sells 2 in-app purchases, starting at $7.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

清记 ships an update every 2 days, WhySpend weekly. The most recent releases landed on October 21, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level
清记 versus WhySpend: the parameters behind the verdict, then further details
Parameter清记WhySpend
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 days — betterWeekly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, Apple Watch
Requires iOS17 — better18.0
Further details — not scored
Size78 MB29 MB
Age rating9+4+
Developer若飞 王俊宏 刘

Customer experience

清记

Written reviews14 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

WhySpend

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews36 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

清记

Subscriptions2
  • 清记会员月度订阅$0.991 Month
  • 清记会员年度订阅$3.991 Year
One-time1
  • 清记记账永久会员$4.99
2 purchases

WhySpend

Subscriptions1
  • Pro Yearly$7.991 Year
One-time1
  • Pro Lifetime$14.99

Questions

Is 清记 free?
清记 is free to download, with in-app purchases available.
Is WhySpend free?
WhySpend is free to download, with in-app purchases available.
Do 清记 or WhySpend have ads?
Neither 清记 nor WhySpend shows ads.
Which is updated more often, 清记 or WhySpend?
清记 ships an update every 2 days, and WhySpend weekly. Most recently, 清记 was updated on October 21, 2026 and WhySpend on October 28, 2026.

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