清记 vs 生存记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
清记
This app offers a minimalist approach to personal finance tracking, focusing solely on recording income and expenses. It provides clear visual summaries of your financial status without ads or unnecessary features, aiming to simplify your budgeting process.
- Minimalist expense recording
- Ad-free and distraction-free interface
- Visual financial summaries (charts)
- Absolute privacy for financial data
- Elegant and clean design
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“清”,是账目清晰,也是耳根清静。 【理念:我们为什么做这款 App】 市面上的记账软件越来越臃肿了。打开它们,满眼是理财广告、办卡推荐、繁杂的社区和让人眼花缭乱的各种入口。 但其实,我们需要的仅仅是一个能安安静静记录今天花了多少钱的工具。 于是,《清记》诞生了。 它剔除了所有与记账无关的噪音,回归工具的本质。没有广告,没有社交,没有多余的干扰。在这里,只有纯粹的收支,和清清楚楚的生活。 【功能:克制而强大】 极简极速:点开即记,没有任何多余的步骤,3秒钟完成一笔开销记录。 干净无扰:承诺永远无理财广告,无社区,不贩卖财务焦虑。 一目了然:清晰直观的折线与饼图,帮你轻松梳理每月的财务状况。 绝对隐私:你的财务数据属于且仅属于你个人,无需担心隐私泄露。 设计美学:延续留白美学,素雅清透的界面,让记账变成一种享受。 我们相信,最好的工具,是当你需要时它极其顺手,不需要时它安静地待在角落,从不打扰。 愿《清记》能帮你理清账目,也理清生活。 最终用户许可协议(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
生存记账
A clean and simple personal finance app for tracking income, expenses, and debts. It offers quick recording, automatic recognition of financial details, and comprehensive analysis of your spending and liabilities. Manage cash, credit cards, and installment bills with ease.
- Quick income and expense recording
- Automatic financial detail recognition
- Cash and credit card account management
- Installment bill calculation
- Unified asset and debt view
- Spending analysis and statistics
- Data import and export
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生存日记是一款干净、简单、专注个人收支与负债管理的记账 App。 不用登录,没有广告,打开就能开始记录每一笔收入与支出。 你可以用它记录日常消费、管理现金账户、查看信用卡应还、统计每月收支,也可以通过快捷指令快速完成记账,让记账变得更轻松。 主要功能: • 快速记录收入与支出 • 支持快捷指令记账 • 自动识别金额、分类与账户 • 现金账户管理 • 信用卡账户管理 • 分期账单自动计算 • 本月应还与未来应还统计 • 资产与负债统一查看 • 收支分类统计分析 • 月度交易记录查看 • 自定义分类、颜色与图标 • 微信、支付宝、Excel 账单导入 • 完整数据导出与恢复 • iCloud 数据同步备份 生存日记希望用最简单的方式,帮你看清钱花在哪里、还需要还多少、自己还剩多少。 没有复杂设置,也没有多余打扰。 从今天开始,认真记录自己的生活。
Screenshots
Verdict
The clearest difference is monetization model: 生存记账 at free against 清记's free with in-app purchases. 生存记账 also leads on iOS requirement (15.0 vs 17). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 清记 sells 3 in-app purchases, starting at $0.99 per month and 生存记账 sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on October 21, 2026 and October 28, 2026 respectively.
| Parameter | 清记 | 生存记账 |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 days | Every 2 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17 | 15.0 — better |
| Further details — not scored | ||
| Size | 78 MB | 45 MB |
| Age rating | 9+ | 4+ |
| Developer | 若飞 王 | 德培 卢 |
Customer experience
清记
生存记账
In-app purchases
清记
- 清记会员月度订阅$0.991 Month
- 清记会员年度订阅$3.991 Year
- 清记记账永久会员$4.99
生存记账
- 请我喝杯水$0.99
- 请我喝杯咖啡$0.99
- 请我喝两杯咖啡$2.99
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- 请我喝一壶咖啡$6.99









