Spendaq vs Surnix

Stop wondering where your money went. Spendaq is the fast, private expense tracker and money manager that puts you back in control — log daily spending, track subscriptions and recurring bills, and plan your monthly budget. No bank login, no data sold, no clutter. Just your money, clearly tracked. LOG EXPENSES IN SECONDS Add any transaction in under 5 taps. Set recurring bills once, never forget them. Use categories, payment methods, and notes to stay organised. BUDGETS THAT ACTUALLY WORK Set a monthly limit per category and get alerted before you overspend. The spending ring on your dashboard shows exactly where your money goes — at a glance. TOTAL PRIVACY No bank connection. No data sold. Your financial data lives on your device and optionally in your private iCloud — nowhere else. EVERYWHERE YOU NEED IT Apple Watch complication, home screen and lock screen widgets, full iPhone and iPad support. Works completely offline. ICLOUD BACKUP (PRO) Back up and restore your data securely to iCloud. Switch phones or restore from backup — your data is always safe and private. MULTIPLE VAULTS (PRO) Separate personal, travel, and business expenses in isolated vaults. Switch between them in one tap. EXPORT & REPORTS (PRO) Export to CSV or PDF. Deep monthly reports, category breakdowns, date-range filters, and payment method analysis. PRO INCLUDES: - Unlimited transactions - iCloud encrypted backup - CSV and PDF export - Advanced reports and date filters - Custom categories - Payment method tracking - Multiple vaults - Apple Watch and home screen widgets Start with a free 1-week trial. Cancel anytime, no questions asked. SUBSCRIPTION INFO: Spendaq Pro is an optional auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in App Store Settings. Privacy Policy: https://www.spendaq.com/privacy Terms of Use: https://www.spendaq.com/terms Your money. Your rules. Your privacy.

Upload one statement. See your recurring payments. Decide what to keep. Surnix reads a bank statement (CSV, PDF or XLSX) on your phone, picks out the payments that repeat and shows them for review. Nothing is added until you confirm it. Detection depends on the statement format and the period it covers. START WITHOUT AN ACCOUNT Open the app and begin. In guest mode your data stays on your device. Want a cloud backup? Create a free account later, and what you added as a guest stays. FREE • Up to 5 subscriptions • Statement import (CSV, PDF, XLSX), parsed on your device • Renewal calendar and reminders before you are charged • Monthly and yearly totals • Subscription Score and Wrapped summaries you can share as images • Export to CSV and JSON • Light and dark appearance PREMIUM • Unlimited subscriptions • Guided cancellation for about 110 services: step-by-step instructions, you finish the cancellation with the service itself • 4 extra Wrapped themes • Custom categories • Annual PDF report Try it free for 14 days. Plans: €9.99 per year or €19.99 once for lifetime. The price in your currency is shown before you pay. PRIVACY Your subscriptions are stored on your device. Cloud backup is optional and needs an account. Analytics are optional and off by default. Details are in the privacy policy. 8 LANGUAGES, 5 CURRENCIES English, Czech, Slovak, Polish, Ukrainian, Russian, German, French. Totals in EUR, USD, CZK, UAH and PLN. Surnix is made by Gearby s.r.o. Premium is available as an auto-renewing subscription (monthly or yearly) or as a one-time lifetime purchase. Payment is charged to your Apple ID account when you confirm the purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel subscriptions in your App Store account settings. Any unused part of a free trial is forfeited when you buy a subscription. Terms of Use (EULA): https://gearby.cz/privacy/terms-of-use.html Privacy Policy: https://gearby.cz/privacy/privacy-policy.html