WealthForge vs Paranova

Your money should not require a bank login, another account, or another monthly fee. WealthForge is a private money command center for tracking personal and business finances on your phone. Record income and spending, understand cash flow, watch net worth, plan debt payoff, and keep goals in a clear order. Your financial records stay on your device. KNOW WHERE YOU STAND Command gives you net worth, cash flow, credit use, upcoming bills, and recent activity in one view. Focus uses your own numbers to surface one practical next move. LOG MONEY FAST Forge starts with the amount. Add income or spending in seconds. WealthForge remembers merchants and categories so repeat entries take only a few taps. Recurring transactions handle the expenses and income you already expect. SEE EVERYTHING YOU OWN AND OWE Vault brings cash, investments, retirement, crypto, vehicles, business value, collectibles, credit cards, and other debts into one honest picture. Track credit utilization, asset allocation, and net worth over time. Optional market prices only look up symbols you choose. TURN PLANS INTO ACTION Create goals, put them in order, and focus your available money on one target at a time. Compare debt snowball and debt avalanche plans. See progress toward emergency savings, debt freedom, major purchases, and goals that matter to you. PERSONAL AND BUSINESS TOGETHER Keep personal and business transactions in separate ledgers without switching apps. Review budgets, bills, trends, reports, and cash flow for each side of your life. PRIVATE BY DESIGN WealthForge does not require an account or bank connection. It has no ads and no analytics trackers. Core tracking works offline. Optional live stock and crypto quotes can be turned off. Add a PIN or biometric lock, hide financial details in the app switcher, export CSV and PDF reports, and create a portable backup whenever you want. ONE PURCHASE Download WealthForge and unlock every feature with one purchase. There is no subscription or recurring app fee. Existing lifetime buyers keep full access. Your money. Your device. Your plan. Privacy Policy: https://wealthforgeapp.com/privacy Terms of Use: https://wealthforgeapp.com/terms Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Two ledgers, one app: your personal budget and your business books. Log income and expenses in one tap and keep your budget on track; for your business, keep customers on account, write invoices, and watch payments come in. Ad-free. PERSONAL — free • Income & expense tracking — categorize every transaction • Accounts & cards — manage multiple accounts in one place • Budgets — set category budgets and get alerts when you overspend • Savings goals — watch yourself get closer to what you want • Recurring transactions — auto-log rent, salary, and bills • Subscription tracking — never forget Netflix, Spotify and more • Debts & loans — installment plans and early payoff amounts • Reports & charts — clearly see where your money goes • Smart insights — tips about your spending habits • Multi-currency — each account in its own currency • Face ID / PIN lock — keep your finances private BUSINESS — for shops, freelancers, small companies and teams • Contacts on account — customer and supplier balances on one screen; share a statement, send a reminder over WhatsApp or SMS • Invoices & quotes — automatic numbering, VAT and withholding; turn a quote into an invoice in one tap • Receivables — open and overdue totals on your home screen • Team & roles — invite your team; staff report expenses with a receipt, you approve • Cash register — opening, count, difference • Tax calendar — VAT, withholding and provisional tax periods • Stock — issuing an invoice moves stock; low-stock warnings • Time entries — bill your hours to an invoice • Staff advances & payroll records • Business report & accountant export — share the period's invoices as CSV AI — with your account, free for now • Scan receipts — take a photo; amount, date and category fill in • Purchase invoices — supplier, line items and VAT from a photo, PDF or e-invoice XML • Bank statements — CSV, Excel and PDF; balance check, duplicate removal, category suggestions • Loans from a repayment plan — pick your bank's plan and the loan form fills in • Monthly review — what changed this month, in a few points Nothing is written to your ledger until you save. Your documents are analyzed, not stored. ACCOUNT & CLOUD SYNC Open a free Paranova account and your data is backed up to the cloud and synced across your devices — switch phones and nothing is lost. The business ledger and team features run on your account. You can also start without an account and move your records over when you sign up. PRIVACY Your data is stored on our servers in Turkey and travels over an encrypted (HTTPS) connection. It is never sold, never used for ads, never shared with third parties. Without an account, your records stay on your device. Receipt photos are kept on your phone; documents you have read by AI are analyzed and not stored. You can delete your account and your data from inside the app at any time. Business modules are free for the length of the beta. WHO IS IT FOR? Anyone who wants to see where their money goes — and anyone running a shop, a freelance practice or a small company from their phone. Contact & support: info@paranovaapp.com