BillKeep vs Rilio
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
BillKeep
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Take control of your bills and budget with BillKeep, the smart bill tracker that makes managing your finances effortless. SNAP & TRACK WITH AI Point your camera at any bill or receipt and let AI do the work. BillKeep instantly extracts the merchant, amount, due date, and category. No manual typing needed. BUDGET YOUR WAY Set weekly or monthly budgets and watch your spending in real time. Color-coded progress bars show you exactly where you stand โ green means on track, red means time to slow down. NEVER PAY LATE Smart reminders notify you before bills are due. View upcoming, paid, and overdue bills at a glance. Calendar view shows your entire month of payments. KNOW YOUR MONEY Beautiful analytics show where your money goes. Pie charts, trend lines, category breakdowns, and spending patterns help you understand your financial habits. PROFESSIONAL REPORTS Generate detailed PDF spending reports with AI-powered insights and recommendations. Includes cash flow forecasts, a bill health score, and spending comparisons against the 50/30/20 rule. TRACK YOUR INCOME Log income from salary, freelance, or side gigs. See your cash flow at a glance โ are you in surplus or shortfall this month? WORKS GLOBALLY Support for 65+ currencies with AED, USD, EUR, GBP, INR, and more. Available in English and Arabic with full right-to-left support. PRIVACY FIRST No bank account linking required. No account creation needed. Your data stays on your device. We never see your financial information. FREE FEATURES - Unlimited bill tracking - Weekly and monthly budgets - Bill reminders and notifications - Calendar view - Income tracking - Basic analytics - 65+ currencies - Dark and light mode - Home screen widgets PREMIUM FEATURES - AI bill and receipt scanning - Smart spending insights - Unlimited bill history - Category-level budgets with alerts - PDF spending reports with AI recommendations - Multi-currency bill tracking - Bill photo storage - iCloud sync for your bills and budget data Try Premium free for 7 days. Plans start at $4.99/month or $39.99/year. Built by Eezo Labs, an independent iOS studio in Abu Dhabi. Questions or feedback: support@eezolabs.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Rilio
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Stop wondering where your money went. Rilio is the expense tracker that thinks for you. AI automatically categorises every purchase the moment you log it. No bank logins. No spreadsheets. Just clear answers about where your money is going. Full access to Rilio requires an active subscription. All features are available at subscription pricing, shown at app launch. LOG YOUR WAY 5 WAYS TO ADD A TRANSACTION Type it โ "Spent 230 at Starbucks" and Rilio fills in the rest Say it โ tap the mic, speak naturally, done hands-free in seconds Paste it โ copy a bank SMS, and Rilio parses the amount, merchant, and account instantly Share it โ forward any transaction SMS from your phone directly into Rilio Bulk import โ paste multiple bank messages at once and import them all in one tap Every method auto-fills the merchant, amount, category, and payment method. You review, confirm, and move on. WHAT YOU GET AI auto-categorisation โ type a merchant name, Rilio assigns the right category instantly Real-time budgets โ set monthly limits per category and track live progress Deep analytics โ top merchants, spending trends, weekday patterns, custom date ranges 165+ currencies โ switch anytime, from INR to USD to AED to NGN and beyond AI Insights โ plain-language summaries that explain your spending patterns every day HOW IT WORKS โข Log a transaction in under 5 seconds: merchant, amount, done โข AI categorises automatically โ Swiggy becomes Food Delivery, Blinkit becomes Grocery Delivery โข Set monthly budget limits per category โ watch a live progress bar as you spend โข Open Analytics for your 15-day or 30-day breakdown: categories, merchants, and trends โข Track payment methods โ know exactly which card or account each expense came from 59 CATEGORIES. EVERY KIND OF SPENDING. From Groceries to Gaming, Salary to Dividends, Rent to Healthcare, every transaction type is covered. Cash, credit, debit, or digital wallet. YOUR PRIVACY, PROTECTED Rilio never connects to your bank. No screen scraping. No credentials. AI categorisation uses only anonymised merchant names; your amounts and personal details stay private. SUBSCRIPTION REQUIRED All features in Rilio are available with a subscription. Subscription options and pricing are displayed when you first open the app. Payment is charged to your Apple ID account at confirmation. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple ID account settings. Privacy Policy: https://getrilio.com/privacy Terms of Use (EULA): https://getrilio.com/terms
Screenshots
Verdict
The clearest difference is update cadence: BillKeep at every 3 days against Rilio's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. BillKeep sells 2 in-app purchases, starting at $4.99 per month and Rilio sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
BillKeep ships an update every 3 days, Rilio every 3 weeks. The most recent releases landed on September 26, 2026 and September 29, 2026 respectively.
| Parameter | BillKeep | Rilio |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 days โ better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 17.0 โ better |
| Further details โ not scored | ||
| Size | 7 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | Ahmed Alaydaroos | Raja Niketh Reddy Nallapareddy |
In-app purchases
BillKeep
- BillKeep Premium7 Days trial$4.991 Month
- Billkeep Premium7 Days trial$39.991 Year
Rilio
- Rilio Pro Monthly7 Days trial$4.991 Month
- Rilio Pro Yearly7 Days trial$44.991 Year









