Comparison

BillKeep vs Luxa

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

BillKeep

Features
Read full description

Take control of your bills and budget with BillKeep, the smart bill tracker that makes managing your finances effortless. SNAP & TRACK WITH AI Point your camera at any bill or receipt and let AI do the work. BillKeep instantly extracts the merchant, amount, due date, and category. No manual typing needed. BUDGET YOUR WAY Set weekly or monthly budgets and watch your spending in real time. Color-coded progress bars show you exactly where you stand โ€” green means on track, red means time to slow down. NEVER PAY LATE Smart reminders notify you before bills are due. View upcoming, paid, and overdue bills at a glance. Calendar view shows your entire month of payments. KNOW YOUR MONEY Beautiful analytics show where your money goes. Pie charts, trend lines, category breakdowns, and spending patterns help you understand your financial habits. PROFESSIONAL REPORTS Generate detailed PDF spending reports with AI-powered insights and recommendations. Includes cash flow forecasts, a bill health score, and spending comparisons against the 50/30/20 rule. TRACK YOUR INCOME Log income from salary, freelance, or side gigs. See your cash flow at a glance โ€” are you in surplus or shortfall this month? WORKS GLOBALLY Support for 65+ currencies with AED, USD, EUR, GBP, INR, and more. Available in English and Arabic with full right-to-left support. PRIVACY FIRST No bank account linking required. No account creation needed. Your data stays on your device. We never see your financial information. FREE FEATURES - Unlimited bill tracking - Weekly and monthly budgets - Bill reminders and notifications - Calendar view - Income tracking - Basic analytics - 65+ currencies - Dark and light mode - Home screen widgets PREMIUM FEATURES - AI bill and receipt scanning - Smart spending insights - Unlimited bill history - Category-level budgets with alerts - PDF spending reports with AI recommendations - Multi-currency bill tracking - Bill photo storage - iCloud sync for your bills and budget data Try Premium free for 7 days. Plans start at $4.99/month or $39.99/year. Built by Eezo Labs, an independent iOS studio in Abu Dhabi. Questions or feedback: support@eezolabs.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Luxa

Features
Read full description

Money disappears fast. Rent, subscriptions, groceries, bills, impulse buysโ€ฆ by the end of the month, it is hard to know where it all went. Luxa helps you take back control with a clear, visual and private way to manage your money. Built for everyday budgeting, Luxa lets you track expenses, organize your budget with smart pockets, spot recurring payments and import PDF bank statements without connecting directly to your bank. Key features: Smart Budget Pockets: Start with the 50/30/20 method โ€” needs, wants and savings โ€” then adjust the split whenever your life changes. See what is left in each pocket in real time. Expense & Income Tracking: Add transactions manually in seconds with amount, category, date, notes, recurrence and optional visual logos. Subscription Tracking: Keep an eye on recurring expenses like Netflix, Disney+, Spotify, rent, insurance, mobile plans and gym memberships. Visual Spending Calendar: See your financial history by day, week, month or year with a clean calendar and transaction timeline. Financial Stats: Understand your spending by period, category and recurring charges so you can make better money decisions. PDF Statement Import: Import a PDF bank statement, review extracted transactions, edit them if needed and save only what you approve. Privacy first: Luxa never asks for your bank login or credentials. Your bank statement PDF stays on your device. Only cleaned-up transaction labels may be used to help categorize your spending, and you review every extracted transaction before saving. Take control of your budget. See where your money goes. Keep more of it. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

BillKeep4 screens
Luxa4 screens

Verdict

The call

The clearest difference is update cadence: BillKeep at every 3 days against Luxa's weekly. Luxa's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. BillKeep sells 2 in-app purchases, starting at $4.99 per month and Luxa sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

BillKeep ships an update every 3 days, Luxa weekly. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.

Scorecard2 real differences ยท 4 level
BillKeep versus Luxa: the parameters behind the verdict, then further details
ParameterBillKeepLuxa
PriceFreeFree
Update frequencyEvery 3 days โ€” betterWeekly
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS18.015.1 โ€” better
Further details โ€” not scored
Size7 MB59 MB
Age rating4+4+
DeveloperAhmed AlaydaroosMinhaj Zubair

In-app purchases

2 purchases

BillKeep

Subscriptions2
  • BillKeep Premium7 Days trial$4.991 Month
  • Billkeep Premium7 Days trial$39.991 Year
2 purchases

Luxa

Subscriptions2
  • Luxa Pro Monthly14 Days trial$5.991 Month
  • Luxa Plus Yearly14 Days trial$29.991 Year

Questions

Is BillKeep free?
BillKeep is free to download, with in-app purchases available.
Is Luxa free?
Luxa is free to download, with in-app purchases available.
Do BillKeep or Luxa have ads?
Neither BillKeep nor Luxa shows ads.
Which is updated more often, BillKeep or Luxa?
BillKeep ships an update every 3 days, and Luxa weekly. Most recently, BillKeep was updated on November 9, 2026 and Luxa on November 5, 2026.

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