Splitsies vs Qopa

Splitsies is a free app for tracking shared expenses with roommates, friends and travel groups. Create a group, add an expense and Splitsies works out who owes what. No ads, no tracking, no paywalls. No spreadsheet to keep up to date. Create groups for every situation Set up a group for your shared apartment, a holiday with friends, or the bills you and your partner pay together. Add the first expense in seconds. Add expenses your way Log an expense with a name, amount, currency and a split. Choose how to split: equal, exact, by percentage, or by shares. Splitsies records who paid and works out what each person owes. Capture Apple Pay payments automatically Set this up once with a Shortcuts automation and every Apple Pay payment drops into a private inbox on your iPhone, ready to turn into a shared expense. Nothing leaves your phone until you decide to split it. There's a step-by-step guide on the Splitsies site. Multi-currency, no paywall Trip in GBP, paid in USD, recorded in EUR? Splitsies handles 160+ currencies with live conversion. No premium tier to unlock it. Always know the balance See a live balance for every group. The home screen shows who owes what and how much you're owed in total. Trip stats See what your trip cost. Totals, daily averages, budgets, spending by category, and a per-currency breakdown. Settle up When it's time to settle, mark a payment between two people and the balances update. Splitsies suggests the smallest number of payments to clear a group. Activity feed Each group has a full history of expenses and settlements, with who added what and when. Sign in with Apple No passwords. Sign in with your Apple ID. You stay in control of your name and email. Private by design No ads. No tracking. Your data is used only to run Splitsies and is never sold or shared with third parties. Splitsies has the polish of a paid bill-splitting app, without the ads, paywalls or tracking. It works the same way for shared rent, a road trip, or the household groceries.

Qopa is an app for a couple's shared finances. Shared money and personal money sit side by side, every movement knows whose it is, and the totals add themselves up. A shared budget breaks down over bookkeeping, not over money: one pays by card, the other in cash, and part of the spending is shared. A month later nobody remembers who put in what, or why there is less in the account than it felt like. Qopa keeps that record for you. WHAT'S INSIDE • Shared money and personal money in one place • See who put in what • Any currencies, with your own rates • Monobank import for spending • A plan and a six-month forecast • Cash, banks, crypto, investments, debts PRIVACY The key is derived from your password on the device, the data is encrypted there too, and only ciphertext ever reaches the server. The developer cannot read your accounts or your amounts. No ads, no data selling. WHO IT'S FOR For a couple who keep a shared budget and still have money of their own. And for one person who wants an honest record without the cloud and without ads. SUBSCRIPTION Qopa Monthly — $1.99 · Qopa Yearly — $9.99 (7 days free) · Qopa Lifetime — $24.99 one-off. Payment is charged to your Apple ID account at confirmation of purchase. A subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage your subscription and turn off auto-renew in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://qopa.qbdp.online/privacy.html Made in Ukraine