Wallet Hub vs Masarefy

A simple and powerful way to manage your money and stay in control. Wallet Hub brings your spending, income, and subscriptions together in one place with a clean and easy experience designed for everyday use. SMART MONEY MANAGEMENT Organize your financial activity and keep everything clear without complexity. ALL YOUR MONEY IN ONE PLACE Manage cards, cash, and accounts in a single wallet with real-time balance updates. SUBSCRIPTION CONTROL Stay aware of active subscriptions and upcoming renewals to avoid unexpected charges. SPENDING INSIGHTS Understand your habits with clear analytics and category breakdowns. SMART TRANSACTION INPUT (OPTIONAL) Add transactions quickly using optional Shortcuts-based input when you choose. HOME SCREEN WIDGETS See your balance, latest transactions, and upcoming renewals right on your Home Screen — in your language and theme, adapting to light, dark, tinted, and clear looks. YOUR LANGUAGE Available in English, Arabic (full right-to-left support), and Spanish — switch directly from Settings. PRIVATE BY DESIGN Your data stays on your device. No tracking. No ads. No unnecessary data collection. FULL CONTROL Customize categories, manage budgets, and control how your data is tracked. KEY FEATURES: • Manage expenses and income • Subscription reminders and tracking • Optional smart transaction input • Multiple accounts and payment sources • Budget tracking and insights • CSV export • Face ID protection • Multi-currency support • Home Screen widgets • Available in English, Arabic, and Spanish Wallet Hub helps you stay organized, informed, and in control of your money — without complexity. Terms of Use: https://wallethubapp.netlify.app/terms Privacy Policy: https://wallethubapp.netlify.app/privacy

Masarefy is a private, local-first expense tracker for iPhone - built for everyday spending in Egypt, the Gulf, and beyond. Your transactions, wallets, budgets, and goals stay on your device. If you turn on iCloud Sync, your data syncs through your own iCloud account - not ours, because we don't run any servers. No sign-up, no ad network, no analytics following you around the web. An alternative to subscription-based money trackers that hold your data hostage. ***WHAT MASAREFY DOES ***Log expenses and income in seconds - quick-add from a home-screen widget, lock-screen widget, Siri shortcut, or the app. Multiple wallets - cash, debit cards, credit cards, bank accounts, savings - track balances side-by-side in EGP or any currency. Custom categories - rename, recolor, reorder. Monthly budgets per category with progress rings. Savings goals with visible progress. Gold tracker - grams + 18k / 21k / 24k purity. Zakah calculator - Hijri-aware due dates, nisab thresholds, breakdowns of cash, gold, and trade goods. Merchants - 28 built-in (Talabat, Carrefour, Uber, Vodafone, Netflix, Spotify) plus your own. CSV import and export - no lock-in. ***BANK SMS PARSING (EGYPT-FIRST) ***Paste a bank or wallet SMS - or trigger a Shortcut - and Masarefy turns it into a transaction with the right amount, merchant, and date. Built-in parsers cover CIB, Banque Misr, NBE, Alex Bank, InstaPay, and Vodafone Cash, in English and Arabic. The app never reads your SMS inbox. SMS content reaches Masarefy only when you paste it or run your Shortcut. ***WIDGETS AND SIRI ***Home-screen and lock-screen widgets with Quick-Add. Siri shortcuts: Add expense, Add income, Log bank SMS. Widgets and the app icon follow your accent color. ***PRIVACY BY DESIGN ***No backend server holds your finances. No account required. Ever. No ads. No marketing trackers. No data brokers. No access to your contacts, photos, location, microphone, or camera. Optional iCloud Sync through your private CloudKit database. Optional crash reporting, off by default. Read the full policy in-app: More, Privacy policy. ***ARABIC AND ENGLISH ***Full Arabic localization with RTL layout, Arabic-Indic numerals toggle, and Hijri-aware Zakah dates. Built for Arabic, not translated to it. ***FREQUENTLY ASKED ***Does Masarefy require an account? No. There is no sign-up. Your data is keyed to your device (and your iCloud, if you opt in). Does it read my SMS inbox automatically? No. iOS does not allow that, and we would not want it. SMS content reaches Masarefy only when you paste it or run a Shortcut you set up. Where does my data live? On your device, in Apple's SwiftData store. If you turn on iCloud Sync, it also lives in your private CloudKit database - your iCloud, not ours. Which banks are supported? CIB, Banque Misr, NBE, Alex Bank, plus InstaPay and Vodafone Cash, in English and Arabic. You can also write your own rules. Is there a subscription? No. Masarefy is free. Does it support multiple currencies? Yes. Set any currency code; the app formats amounts using your device's locale.