Wallet Hub vs Payday Flo

A simple and powerful way to manage your money and stay in control. Wallet Hub brings your spending, income, and subscriptions together in one place with a clean and easy experience designed for everyday use. SMART MONEY MANAGEMENT Organize your financial activity and keep everything clear without complexity. ALL YOUR MONEY IN ONE PLACE Manage cards, cash, and accounts in a single wallet with real-time balance updates. SUBSCRIPTION CONTROL Stay aware of active subscriptions and upcoming renewals to avoid unexpected charges. SPENDING INSIGHTS Understand your habits with clear analytics and category breakdowns. SMART TRANSACTION INPUT (OPTIONAL) Add transactions quickly using optional Shortcuts-based input when you choose. HOME SCREEN WIDGETS See your balance, latest transactions, and upcoming renewals right on your Home Screen — in your language and theme, adapting to light, dark, tinted, and clear looks. YOUR LANGUAGE Available in English, Arabic (full right-to-left support), and Spanish — switch directly from Settings. PRIVATE BY DESIGN Your data stays on your device. No tracking. No ads. No unnecessary data collection. FULL CONTROL Customize categories, manage budgets, and control how your data is tracked. KEY FEATURES: • Manage expenses and income • Subscription reminders and tracking • Optional smart transaction input • Multiple accounts and payment sources • Budget tracking and insights • CSV export • Face ID protection • Multi-currency support • Home Screen widgets • Available in English, Arabic, and Spanish Wallet Hub helps you stay organized, informed, and in control of your money — without complexity. Terms of Use: https://wallethubapp.netlify.app/terms Privacy Policy: https://wallethubapp.netlify.app/privacy

Payday Flo is built for people who get paid every two weeks and budget one paycheck at a time — not people with a steady monthly salary and a spreadsheet. Tell it what you earn and what you owe. Every payday, Flo shows you exactly which bills this check has to cover, what's already handled, and what's genuinely free to spend. PLAN EVERY PAYCHECK • See what each check must cover before the next one lands • Bills bucket sizes itself automatically from your real bills • Add a buffer for variable bills like utilities • Split the rest across spending, savings and debt KNOW WHAT'S COVERED • A running reserve that carries leftover money forward • Cash you already have counts toward your bills • Forecast the next several paydays and spot a shortfall early • Clear warning when bills outrun your income BILLS THAT KEEP THEMSELVES STRAIGHT • Weekly, monthly and yearly recurring bills roll forward on their own • Mark bills as auto-pay and confirm when they post • Choose which account or credit card each bill is paid from • Reminders before anything is due DEBT AND CREDIT • Avalanche or snowball payoff plans with a debt-free date • See how much interest an extra payment saves • Set a credit limit and get warned before a charge goes over it • Advance heads-up to make a payment before you hit the limit SAVINGS AND SPENDING • Savings goals with a realistic finish date • Buckets by percentage of pay, or a fixed dollar amount per month • Track spending against what this pay period actually allows • Accounts and net worth in one place PRIVATE BY DEFAULT • Your budget lives on your device • Optional Face ID lock • Syncs across your devices through your own iCloud account • No ads, and we never sell your data SUBSCRIPTION Payday Flo Core and Payday Flo Plus are available monthly or annually. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Privacy Policy: https://neonpathlabs.com/privacy Terms: https://neonpathlabs.com/paydayflo/terms