GFO vs Vivo+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GFO
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GFO – Gestor Financeiro Online O GFO é um aplicativo completo de gestão financeira criado para ajudar você a organizar, acompanhar e planejar suas finanças de forma simples, moderna e eficiente. A plataforma reúne controle financeiro, análise de desempenho e planejamento em um único ambiente, permitindo uma visão clara e estratégica do seu dinheiro. --Controle Financeiro Registre e acompanhe suas entradas e saídas com facilidade. Visualize seu saldo diário, organize despesas e mantenha controle do seu fluxo financeiro. Ideal para quem deseja: -Controlar gastos - Organizar contas - Planejar pagamentos - Melhorar o orçamento mensal - Evitar desequilíbrio financeiro --Indicador de Saúde Financeira O GFO apresenta indicadores que mostram o nível da sua saúde financeira, ajudando você a entender sua situação econômica e tomar decisões mais seguras. -- Simulador de Empréstimos Simule empréstimos antes de assumir compromissos financeiros e avalie o impacto no seu orçamento. - Planeje melhor novas dívidas - Evite compromissos arriscados - Tome decisões mais conscientes --Propostas Comerciais Crie propostas profissionais diretamente no aplicativo. - Cadastro de produtos ou serviços - Cálculo automático de impostos e comissões - Definição de margem de lucro - Condições comerciais e prazos Ideal para autônomos, consultores e empreendedores. --Assistente Financeiro Receba suporte para interpretar seus dados financeiros e melhorar sua organização financeira no dia a dia. --Módulo Analista O Analista transforma dados financeiros em diagnósticos estratégicos, avaliando receitas, despesas e saldo disponível. - Identifica excessos de gastos - Avalia equilíbrio financeiro - Monitora evolução do patrimônio - Apoia decisões financeiras --Mais que um controle de gastos O GFO é uma ferramenta completa de organização, planejamento e evolução financeira. - Controle seu dinheiro - Planeje seu futuro - Evolua financeiramente Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Vivo+
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Vivo+ – Subscription Take full control of your recurring payments with Vivo+, the all-in-one app for managing subscriptions, invoices, contracts and bills. Whether you pay for streaming services, cloud storage, software, utilities or business subscriptions, Vivo+ helps you stay organized and never miss an important payment. Stop wondering where your money goes. With smart reminders, powerful analytics and an intuitive interface, Vivo+ gives you complete visibility over your recurring expenses. Manage all your subscriptions Keep all your subscriptions in one place. Add, edit and organize recurring payments quickly and easily. Stay on top of every renewal without relying on emails or bank statements. Smart payment reminders Never miss a payment again. Vivo+ sends customizable reminders 3 days and 1 day before each recurring payment, giving you enough time to prepare or cancel a subscription before you're charged. Powerful spending analytics Understand your recurring expenses with detailed monthly and yearly summaries. Track active subscriptions, upcoming payments and spending trends through clear and easy-to-read analytics. Calendar view See every upcoming payment in a convenient calendar and plan your finances with confidence. Instantly know what's due today, this week or later in the month. Payment history Access the complete payment history for every subscription. Review previous payments, monitor recurring charges and keep your financial records organized. Multi-language support Choose your preferred language for both the app interface and notifications, making Vivo+ comfortable to use wherever you are. Multiple currencies Manage subscriptions from different countries and currencies in one place. Vivo+ helps you organize recurring expenses even if you pay in multiple currencies. Categories Organize your subscriptions into categories such as Productivity, Entertainment, Cloud Storage, Utilities, Finance, Health, Education and many more. Designed for simplicity Vivo+ features a clean, modern interface that makes subscription management fast, simple and enjoyable. Everything you need is always just a few taps away. Perfect for managing Streaming subscriptions AI services Cloud storage Software licenses Utility bills Internet and mobile plans Insurance payments Gym memberships Business subscriptions Personal recurring expenses Whether you manage only a few subscriptions or dozens of recurring payments, Vivo+ helps you stay organized, avoid unexpected charges and gain complete control over your recurring expenses. Download Vivo+ today and manage your subscriptions with confidence.
Screenshots
Verdict
The clearest difference is in-app purchases: Vivo+ at none against GFO's 1. Vivo+ also leads on update cadence (daily vs every 3 weeks). GFO's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 17.0). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. GFO sells 1 in-app purchase, starting at $0.99 per month. Vivo+ asks for nothing beyond the download.
GFO ships an update every 3 weeks, Vivo+ daily. The most recent releases landed on October 17, 2026 and October 25, 2026 respectively.
| Parameter | GFO | Vivo+ |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 8 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | D&S DIAGNOSTICOS E SOLUCOES II LTDA | Veven Software SRL |
In-app purchases
GFO
- GFO Premium Mensal7 Days trial$0.991 Month
Vivo+
No in-app purchases









