Ledge Personal Finance vs Debt Control

Ledge is personal finance without the surveillance. Track your money, plan ahead, and understand your finances with a privacy-first app built for people who want clarity without giving up control. Ledge helps you manage accounts, transactions, budgets, goals, recurring payments, reports, and people balances in one polished workspace. Whether you are checking your net worth, planning cash flow, reviewing spending, or saving toward a goal, Ledge keeps the picture clear and practical. Your financial life stays yours. Ledge is designed around privacy, with your data stored on your devices and synced through your own iCloud account when enabled. No ads. No selling your data. No bank-login harvesting. No hidden profiling. What you can do with Ledge Track accounts, balances, and transactions Build budgets that match real spending habits Plan goals and savings targets Monitor recurring income and expenses Review cash flow, net worth, and spending trends Track money owed between people Import, export, back up, and restore your data Use app lock for extra protection Ledge gives you the tools to understand your money without turning your private financial data into someone else’s business.

Know exactly which cards to pay and in what order. See your monthly cash flow at a glance income minus bills so you always know what's safe to spend. Built for people who already live in spreadsheets. If you track your expenses in Google Sheets or Excel, Debt Control is the phone version of that. No cloud sync, no account required — just your numbers, on your phone. Perfect for: - eBay and online sellers tracking payments and fees - Turo hosts managing car rental income and expenses - Anyone juggling multiple bills and cards Everything stays on your device. No data is ever sent anywhere. Free: - Bill tracker with due dates - Income tracker - Debt tracker with payoff dates - Asset tracker - One-tap backup & restore Pro: - Net Worth dashboard - Full financial overview - Ask AI export your financial snapshot and send it to ChatGPT, Claude, or Gemini in one tap for personalized advice - All future Pro features Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/