Comparison

Money Tracker 2 vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Tracker 2

This app offers a simple and private way to track your expenses and income. It focuses on quick transaction logging with emoji categories and provides visual monthly overviews of your spending habits. Your financial data is stored securely on your device.

Highlights
  • Quick transaction logging
  • Visual monthly spending overview
  • Emoji-based categories
  • Local data storage for privacy
  • Data export and import
  • Dark mode support
Features
Read full description

Money Tracker 2 - Simple, Private Expense Tracking Take control of your finances with an intuitive expense tracker designed for everyday use. No sign-ups, no cloud accounts - your data stays on your device. Quick & Easy Logging - Add transactions in seconds. Pick an emoji category, enter the amount, and you're done. The smart numpad automatically formats cents so you never need to type a decimal point. Visual Monthly Overview - See where your money goes at a glance. Color-coded category rings show your spending breakdown, with income, expenses, and net savings summarized for each month. Tap any category to see individual transactions. Emoji Categories - 20 built-in categories - Food, Groceries, Transportation, Housing, Entertainment, and more - each with a distinct icon for instant recognition. Month-by-Month Navigation - Scroll through your full transaction history with the month picker. It automatically extends back to your earliest transaction. Export & Import - Back up your data or transfer it between devices. Export everything as a ZIP file, and import it back anytime. Dark Mode - Full dark mode support that follows your system setting, or choose light/dark manually. Multi-Language - Available in English and Chinese (Simplified). Privacy First - All data is stored locally on your device. No accounts, no servers, no tracking. Your financial data never leaves your phone. Pro Features - Detailed transaction lists, account management, budgets, category rules, and tags - unlock the full toolkit when you want finer control over your finances. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Expense Tracker

This private expense tracker allows you to log expenses, income, and savings, scan receipts with on-device OCR, and set up bill reminders. It offers insights into spending trends and budget health, with data syncing only through your iCloud.

Highlights
  • Log expenses, income, and savings
  • On-device OCR receipt scanning
  • Customizable categories
  • Recurring transaction reminders
  • Budget limit notifications
  • Spending trend analysis
  • iCloud data syncing
Features
Read full description

SpendSense is the expense tracker built for people who don't want their financial data anywhere but their own device and their own iCloud. No sign-up. No ads. No analytics. No tracking. Just a clean, fast way to see where your money goes — completely private, completely free. Track Everything, Effortlessly • Log expenses, income, and savings — with savings tracked completely separately from everyday spending to protect your cushion • Scan receipts with on-device OCR — amounts, dates, and merchants extracted automatically, right on your phone • Create your own custom main categories and subcategories to organize your ledger exactly how your brain works Never Miss a Bill • Set up recurring transactions for rent, subscriptions, and bills — daily, weekly, monthly, or custom • Get a gentle reminder the day before something's due • Get notified when you're approaching a budget limit — before you go over, not after Real Insights, Not Just Numbers • Monthly budget health at a glance with interactive progress indicators • Full spending overview across 1 month, 3 months, 6 months, or a full year — see trends unfold over time, not just this month • Smart behavioural insights — plain-English highlights pointing out shifts in your spending Truly Private • Your data syncs only through your own private iCloud account • Nothing is ever sent to us — because there is no "us" collecting anything • No account creation, no email required, ever Your Data, Your Way • Export your full transaction and recurring history to CSV — opens instantly in Excel, Numbers, or Google Sheets • Home screen widget shows your balance and spending status without opening the app Your App, Your Aesthetic • Switch between a bold gradient dashboard with colorful summary cards, or a flatter, minimal layout — whichever fits how you like to see your numbers • Toggle colorful card backgrounds on or off to match your style Whether you're tracking a tight budget, managing recurring bills, or just want to finally see where your paycheck goes over the long run — SpendSense does it without asking for anything in return.

Screenshots

Money Tracker 24 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Tracker at none against Money Tracker 2's 2. Money Tracker 2's advantage is update cadence (every 2 days vs every 9 days) and iOS requirement (15.1 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Tracker 2 sells 2 in-app purchases, starting at $1.99 per month. Expense Tracker asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Money Tracker 2 against 5.0 for Expense Tracker. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Money Tracker 2 ships an update every 2 days, Expense Tracker every 9 days. The most recent releases landed on October 8, 2026 and October 21, 2026 respectively.

Scorecard4 real differences · 5 level
Money Tracker 2 versus Expense Tracker: the parameters behind the verdict, then further details
ParameterMoney Tracker 2Expense Tracker
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Number of ratings2 — better1
Update frequencyEvery 2 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better18.0
Further details — not scored
Size50 MB11 MB
Age rating4+4+
DeveloperMeng CaoNaveen Vijay

Customer experience

Money Tracker 2

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Expense Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Money Tracker 2

Subscriptions2
  • Money Tracker Pro (Monthly)$1.991 Month
  • Money Tracker Pro (Yearly)$19.991 Year
None

Expense Tracker

No in-app purchases

Questions

Is Money Tracker 2 free?
Money Tracker 2 is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with no in-app purchases.
Which has better reviews, Money Tracker 2 or Expense Tracker?
Money Tracker 2 and Expense Tracker are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do Money Tracker 2 or Expense Tracker have ads?
Neither Money Tracker 2 nor Expense Tracker shows ads.
Which is updated more often, Money Tracker 2 or Expense Tracker?
Money Tracker 2 ships an update every 2 days, and Expense Tracker every 9 days. Most recently, Money Tracker 2 was updated on October 8, 2026 and Expense Tracker on October 21, 2026.

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