MoneyNote Budget Tracker vs SpendRight
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MoneyNote Budget Tracker
Read full descriptionHide full description
Thu Chi Hàng Ngày helps you track income, expenses, budgets, and personal finance reminders in a simple daily workflow. KEY FEATURES • Quickly log income and expenses by category • Daily, monthly, yearly, and category charts • Calendar view for reviewing transactions by day • Monthly budgets and spending progress • Recurring reminders for bills, savings, and important payments • Achievement badges to keep you motivated • Backup and restore your data • Light and dark themes • 15 languages and 12 currencies Your finance data is stored on your device. Thu Chi Hàng Ngày is free and built for everyday spending records. What's new in 1.5.0: • Set monthly spending limits for all expenses or individual categories, with alerts at 80% and 100%. • Search transaction notes and categories, and filter by income/expense and date range. • Reuse recent entries to record everyday transactions faster.
SpendRight
Read full descriptionHide full description
The simplest way to understand your money. SpendRight helps you track your income and expenses (even subscriptions) in minutes. Simply upload your bank or credit card statements, and AI automatically extracts and organizes every transaction—without requiring your bank login. Your financial data stays private and on your device. How It Works 1. Take a photo, choose an image from your gallery, or upload a PDF statement. 2. AI extracts every transaction automatically (even your recurring subscriptions!). 3. Review, make any edits, and save. Your spending is instantly organized. Smart From the Start • Automatically categorizes thousands of merchants worldwide. • Supports both bank and credit card statements. • Detects transfers and subscriptions intelligently to reduce duplicates. • Learns from your corrections so future imports become even more accurate. See the Full Picture • Monthly cash flow and spending summaries • Track recurring subscriptions / payments easily so you don't get drained by hidden auto-bills. • Category breakdowns and month-over-month comparisons • Monthly and yearly spending trends • Search and filter transactions by date, account, or category • View previously imported statements with PDF preview Privacy First • No account required • No bank login needed • No cloud sync • No ads • Your data stays on your device • Supports multiple currencies, with light and dark mode SpendRight Unlimited Unlock unlimited statement imports and premium features with SpendRight Unlimited for US$7.99 per month or $79.99 per year. Your subscription automatically renews unless canceled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription anytime through your Apple Account Settings after purchase. End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: SpendRight at none against MoneyNote Budget Tracker's shown. SpendRight also leads on update cadence (every 3 days vs monthly). MoneyNote Budget Tracker's advantage is iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MoneyNote Budget Tracker sells 1 one-off in-app purchase and SpendRight sells 2 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.
MoneyNote Budget Tracker ships an update monthly, SpendRight every 3 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | MoneyNote Budget Tracker | SpendRight |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Every 3 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 29 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Hai Dang Van | BEAM PTE LTD |
In-app purchases
MoneyNote Budget Tracker
- MoneyNote Pro$1.99
SpendRight
- SpendRight Unlimited (Monthly)$7.991 Month
- SpendRight Unlimited (Yearly)$79.991 Year
Questions
Is MoneyNote Budget Tracker free?
Is SpendRight free?
Do MoneyNote Budget Tracker or SpendRight have ads?
Which is updated more often, MoneyNote Budget Tracker or SpendRight?
Other comparisons















