Tortol vs LODI Utang Tracker

Keep all your installments organized in one simple app. Whether it's a new phone, appliance, or any monthly payment plan — Tortol helps you track what you owe, what's due, and when to pay. Track Everything in One Place. Create cards for each store, bank, or lender. Add installments with custom amounts, interest rates, and payment periods. See your total dues, total interest, monthly breakdown, and remaining months to pay per installment. Find What You Need Fast. Filter installments by status — ongoing, pending, or done. Search by name to quickly find any installment across your cards. You can even filter which cards have ongoing, pending or done installments. Never Miss a Payment. Set reminders for each card so you always know when a payment is coming up. Get notified before your due date so you can pay on time, every time. Know Your Numbers. View monthly breakdowns with interest calculations. See total amount, total interest, and how many months are left per installment. Fully Offline & Private. No account needed. No cloud. No data collection. Everything stays on your device. Your financial data is yours alone. Simple & Free to Start. Get started with 1 card, 3 installments, and 1 reminder — completely free. Upgrade once to unlock unlimited cards, installments, and reminders. One-time payment, no subscription, no ads — ever.

LODI helps you track utang (debts) with friends without the awkwardness. Lending a little cash to a barkada, splitting a bill, fronting a Grab fare — it happens all the time, and it's easy to lose track of who owes who. LODI keeps a clear, shared record so nobody has to be "that friend" who brings up money first. HOW IT WORKS - Add a Ka-LODI (friend) and log an utang — amount, reason, and who owes who - Your friend gets a link to confirm or dispute the entry - Mark "Bayad" when it's settled, and your friend confirms on their end - Build trust over time with vouches — quick badges friends give each other for paying on time WHY PEOPLE USE LODI - No more "sabi mo babayaran mo" arguments — every utang has a timestamped, two-sided record - Gentle reminders so utang doesn't get forgotten - Vouches turn a private habit (paying people back) into visible reputation among friends - Built for how Filipinos actually track utang — casual, friend-to-friend, walang bank account kailangan LODI is not a lending or payment app. It doesn't move money, issue loans, or charge interest — it's a shared record-keeping tool for debts you've already agreed to between friends.