Tortol vs Expense Tracker

Keep all your installments organized in one simple app. Whether it's a new phone, appliance, or any monthly payment plan — Tortol helps you track what you owe, what's due, and when to pay. Track Everything in One Place. Create cards for each store, bank, or lender. Add installments with custom amounts, interest rates, and payment periods. See your total dues, total interest, monthly breakdown, and remaining months to pay per installment. Find What You Need Fast. Filter installments by status — ongoing, pending, or done. Search by name to quickly find any installment across your cards. You can even filter which cards have ongoing, pending or done installments. Never Miss a Payment. Set reminders for each card so you always know when a payment is coming up. Get notified before your due date so you can pay on time, every time. Know Your Numbers. View monthly breakdowns with interest calculations. See total amount, total interest, and how many months are left per installment. Fully Offline & Private. No account needed. No cloud. No data collection. Everything stays on your device. Your financial data is yours alone. Simple & Free to Start. Get started with 1 card, 3 installments, and 1 reminder — completely free. Upgrade once to unlock unlimited cards, installments, and reminders. One-time payment, no subscription, no ads — ever.

Stop typing expenses. Just say them. "Spent 450 on groceries." "Paid 1200 for electricity." Equilibrium hears it, pulls out the amount, merchant and category, and logs it in a second. No forms, no spreadsheets. KNOW WHAT YOU CAN SPEND TODAY Most expense trackers tell you where your money went. Equilibrium tells you what to do next. Your Safe-to-Spend ring shows exactly how much you can spend today and still hit your monthly budget. SEE YOUR MONTH-END BEFORE IT HAPPENS Equilibrium projects your balance forward from your real spending pace, so you see trouble coming weeks early — not on the last day of the month. GET WARNED BEFORE BIG BILLS Upcoming expenses are factored in automatically, so rent and bills never surprise you. YOUR MONTHLY MONEY STORY Every month, get a clear, honest summary of how you spent: your wins, your leaks, and one thing to focus on next month. Export it as a PDF anytime. MAKE SAVING SOCIAL Climb The Summit — a global leaderboard for spending discipline. Turn saving into something you actually look forward to. BUILT FOR REAL LIFE - Voice logging that understands natural speech - Daily safe-to-spend limit - Category budgets that adjust as you go - Month-end forecasting - Monthly reports with PDF export - Multi-currency support - Sign in with Apple or Google FREE TO START Log expenses, set budgets and try AI voice logging free. Upgrade to Equilibrium Pro for unlimited voice logs, your exact daily allowance, forecasts and deeper insights. Built by a solo developer who wanted a calmer way to manage money. Feedback goes straight to me: hq.equilibrium.ai@gmail.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.hqequilibrium.com/privacy