PiggyPulse vs Amppfy

PiggyPulse is a personal budget tracker that works the way you do — not on fixed monthly cycles, but on custom periods that match your real life. Whether you get paid bi-weekly, want to track spending per project, or simply prefer a different rhythm, PiggyPulse lets you define your own budget periods and track every euro, dollar, or pound against them. TRACK YOUR SPENDING Record income, expenses, and transfers between accounts Categorize transactions with custom categories and icons Assign vendors to track where your money goes Filter and search across all your transactions CUSTOM BUDGET PERIODS Create periods of any length — weekly, bi-weekly, monthly, or custom Set up auto-creation schedules so periods generate automatically Compare spending consistency across periods BUDGET PLANNING Assign budgets to categories Track spending against limits with visual progress bars See projected spending pace and remaining budget at a glance MULTIPLE ACCOUNTS Manage checking, savings, credit cards, and allowance accounts View net position across all accounts Track balance changes per period PRIVACY FIRST No bank connections — you control what data goes in No analytics or tracking No ads Your data is encrypted when stored Your data is stored in Europe Export or delete your data anytime BUILT FOR YOU Dark themes designed for comfortable daily use Custom period selector accessible from every screen Pull-to-refresh and swipe actions throughout Face ID / biometric authentication Push notifications for budget alerts PiggyPulse helps you track your money manually, privately, and on your own schedule.

Amppfy answers the one question every household asks: what can we actually spend before payday? ONE CLEAR NUMBER Your bank balance isn't what's safe to spend, because rent hasn't come out yet. Amppfy takes the cash in your accounts, subtracts the bills due before your next paycheck, sets aside your planned savings and a safety cushion, and shows what's left: Safe-to-Spend™. The math is printed right under the number, every line one you entered. ONE WORD FOR THE WEEK Under the number, a short scale says how the days to payday look: comfortable, tight, or dips into cushion. Beside it, the date the number holds until and what that is a day. One glance, no guessing. TEN MINUTES A WEEK KEEPS IT HONEST The weekly check-in is four short steps: see where you stand, confirm the bills that are due (tap the circle to confirm, tap the bill to change it this time), settle anything flagged, and close the week. Forgot a bill or a paycheck? Add it right there. Three cards close the week, with your streak. BUILT FOR TWO Invite your partner with a link or a QR code. They sign in with their own login and land on the same number, the same bills, the same goals, updated the moment either of you changes something. Shared accounts show for both of you; private ones stay private, and that rule lives in the database, not just on the screen. RUNS ON THE BALANCES YOU ENTER Enter what's in your accounts, about thirty seconds each, and your number is ready. Updating a balance takes a tap, and the check-in reminds you when one is getting old. Your data is never sold. SEE THE MONTH, NOT JUST THE MOMENT Budget shows where the month's money goes from the plan you already made: bills, savings, subscriptions and everything else, with a page per bill group, month by month. Calendar lays out every bill and payday on the full month grid, with the lowest point before payday marked. Net worth and Accounts show what you own and what you owe on the same clear rows. A HEADS-UP, NEVER AN ALARM A note the day before a bill, when the dip before payday reaches your cushion, or when it's check-in day. Calm, on your terms, and easy to tune. WHAT'S INSIDE • Safe-to-Spend™, recalculated the moment anything changes, with every line of the math shown • Bills: before payday, this month, subscriptions, all; due dates, auto-pay, who owns what • Income: every paycheck on its schedule, so you always know when the next one lands • Goals: an emergency fund or a trip, funded first like a bill, with a page each for Add money and Adjust • Budget: the month in four parts, any month back, any bill group over time • Calendar: your month at a glance, with the running balance under it • Net worth and Accounts: checking, savings, cash and credit cards, each counted or not on your terms • Household: members, what each person sees, and the settings that shape your number • Widget: your number and how the week looks, on your Home Screen ONE ACCOUNT, EVERYWHERE Sign in with Apple, Google, or one email address. Everything stays in step between your iPhone and the web at app.amppfy.com, so the number you check in the checkout line is the number your partner sees at the kitchen table. Free. No credit card required. Finding your number takes about five minutes: enter your balances, your next payday and the bills due before it, and the receipt fills in as you go. Then invite your partner and pick a day for your first check-in.