Comparison

Budget Tracker vs MoneyBook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Tracker

Features
Read full description

MonBloom helps you organize your home finances with calm clarity. No spreadsheets. No cloud. No judgment. Just a gentle, organized view of where your money goes — so it can naturally go further. ā—† YOUR MONEY, AT A GLANCE A clean dashboard with daily and monthly charts, category breakdowns, and balance summaries. Everything you need to feel in control — nothing you don't. ā—† CALENDAR-FIRST DESIGN Scroll through your financial timeline on a 10-year calendar. Tap any day to see what came in and what went out. Simple, visual, clear. ā—† SNAP A RECEIPT Point your camera at a receipt or PDF invoice. On-device AI reads the merchant, amount, date, and currency for you.* ā—† RECURRING TRANSACTIONS Weekly rent, monthly subscriptions, every-other-Friday allowance. Set it up once with smart reminders, and let MonBloom keep track. ā—† MULTI-CURRENCY Dollars, euros, reais, pounds, yen, pesos — each with its own dashboard card and automatic detection. ā—† SIRI SHORTCUTS "Siri, add transaction to MonBloom" then "lunch $12." Add, update, or remove transactions hands-free. ā—† IMPORT & EXPORT Bring existing data via CSV with smart categorization. Export anytime for backup or review. ā—† PRIVATE BY DESIGN All intelligence runs entirely on your device. No accounts. No servers. No data collection. Your finances stay yours — that's not a feature, it's a promise. *On-device AI accuracy may vary. MonBloom always shows a preview so you can review before saving. End user license agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

MoneyBook

Features
Read full description

A clean, private way to track your money. MoneyBook keeps everything on your device: no account, no sign-in, no ads, and nothing sent to a server. • Safe to spend today: one number, worked out from your income, bills, pay day and the money in your accounts • Fixed bills set aside before your daily limit, with a reminder on the day to mark them paid • Rent with its own space and UAE-style payment plans • Log a spend in seconds, with a built-in calculator • Daily, Calendar, Monthly, and Summary views of your spending • Stats that show where your money goes, with budgets per category • Accounts with balances, assets, liabilities, and net worth • Every currency, plus light and dark mode • Export everything to CSV anytime Simple, fast, and completely yours.

Screenshots

Budget Tracker4 screens
MoneyBook4 screens

Verdict

The call

The clearest difference is iOS requirement: MoneyBook at 17.0 against Budget Tracker's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Budget Tracker sells 1 in-app purchase, starting at $2.99 per month and MoneyBook sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Tracker ships an update every 9 days, MoneyBook fortnightly. Both last shipped on October 31, 2026.

Scorecard1 real difference Ā· 5 level
Budget Tracker versus MoneyBook: the parameters behind the verdict, then further details
ParameterBudget TrackerMoneyBook
PriceFreeFree
Update frequencyEvery 9 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad — betteriPhone
Requires iOS26.017.0 — better
Further details — not scored
Size9 MB19 MB
Age rating4+4+
DeveloperGilmar Quinelatokanect

In-app purchases

1 purchases

Budget Tracker

Subscriptions1
  • Monthly1 Month trial$2.991 Month
3 purchases

MoneyBook

One-time3
  • A coffee$4.99
  • A lunch$9.99
  • A big thank you$19.99

Questions

Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Is MoneyBook free?
MoneyBook is free to download, with in-app purchases available.
Do Budget Tracker or MoneyBook have ads?
Neither Budget Tracker nor MoneyBook shows ads.
Which is updated more often, Budget Tracker or MoneyBook?
Budget Tracker ships an update every 9 days, and MoneyBook fortnightly. Most recently, Budget Tracker was updated on October 31, 2026 and MoneyBook on October 31, 2026.

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