IzyLife Split vs Splenty

Split expenses with friends, family, or roommates, no account needed, no subscription, ever. Create a group, add participants, log expenses, and IzyLife Split instantly calculates who owes what. Optimized reimbursements minimize the number of transfers needed to settle up. YOUR DATA STAYS ON YOUR DEVICE All your data is stored locally by default. Nothing leaves your phone unless you choose to activate live sharing, and even then, everything is end-to-end encrypted. KEY FEATURES • 4 split methods: equal, by amount, by shares, or by percentage • Optional live sync: activate sharing and track expenses together in real time • Smart settlements: the fewest transfers to balance everyone out • Multi-currency: EUR, USD, GBP, JPY, and 150+ currencies • Half shares for kids or partial participants • Expense categories with emoji presets • Share a text summary with one tap • Works 100% offline, no internet required • Dark mode supported • Available in 10 languages No sign-up. No subscription. One optional purchase to remove ads, that's it.

Splenty makes shared expenses clear for trips, flatshares, weekends and group plans. Create a Splenty, add your group members, enter expenses and let the app calculate who owes what to whom. Key features: - Expense groups for trips, roommates, events and shared projects - Multiple payers on the same expense - Flexible splits with exact amounts you can lock - Clear balances and suggested repayments - Group activity history - Group data export - Self-service account deletion with anonymized shared history Splenty does not process payments. It helps your group keep accurate accounts; repayments happen outside the app. Privacy: no ads, no third-party tracking, data protected by Supabase and strict access rules.