Comparison

IzyLife Split vs Split Bill

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

IzyLife Split

Features
Read full description

Split expenses with friends, family, or roommates, no account needed, no subscription, ever. Create a group, add participants, log expenses, and IzyLife Split instantly calculates who owes what. Optimized reimbursements minimize the number of transfers needed to settle up. YOUR DATA STAYS ON YOUR DEVICE All your data is stored locally by default. Nothing leaves your phone unless you choose to activate live sharing, and even then, everything is end-to-end encrypted. KEY FEATURES โ€ข 4 split methods: equal, by amount, by shares, or by percentage โ€ข Optional live sync: activate sharing and track expenses together in real time โ€ข Smart settlements: the fewest transfers to balance everyone out โ€ข Multi-currency: EUR, USD, GBP, JPY, and 150+ currencies โ€ข Half shares for kids or partial participants โ€ข Expense categories with emoji presets โ€ข Share a text summary with one tap โ€ข Works 100% offline, no internet required โ€ข Dark mode supported โ€ข Available in 10 languages No sign-up. No subscription. One optional purchase to remove ads, that's it.

About

Split Bill

Features
Read full description

Split a bill between friends in seconds โ€” and know exactly who owes who. Most bill splitters stop at "divide by four." Split Bill keeps a running tally for the whole trip, the whole house or the whole night out, then untangles every debt into the smallest possible set of payments. Instead of six people paying each other back in circles, you get two transfers and everybody is even. WHAT YOU GET - Log an expense, mark who paid, and watch every balance update instantly - Split equally, by shares, by exact amounts or by percent โ€” the cents always add up to the total - One Settle Up screen showing the fewest payments that clear every debt in the group - Separate groups for the trip, the flat and the dinner, each with its own people and history - A full expense history tagged by food, drinks, groceries, transport, stay, activities and shopping, plus an optional weekly settle-up reminder - A tidy who-owes-who summary you can send straight into the group chat PERFECT FOR - Friends on a trip where different people keep covering different things - Housemates sharing groceries, utilities and household costs month after month - Big dinners and nights out where one card pays the whole tab - Group gifts, weddings and events funded from a shared pot WHY NOT JUST USE A SPREADSHEET? Because a spreadsheet never tells you who should pay whom. You still have to work out the transfers yourself, chase the rounding cents, and re-share the file every time someone buys a round of coffee. Split Bill recalculates every balance the moment an expense lands and hands you the answer as a short list of payments โ€” not a grid of numbers. Tick each payment off as it happens and the list shrinks until the group is clear. PRIVACY Everything stays on your iPhone. No account, no sign-up, no ads, no tracking and nothing uploaded anywhere. The app works with no internet connection at all. FULL ACCESS Split Bill is a premium app. Full access unlocks unlimited groups, the shares, exact-amount and percent split methods, and the complete minimal-transfers settle-up. It is available as a weekly plan, a yearly plan, or a one-time lifetime purchase. The weekly and yearly plans renew automatically until you cancel them in your Apple ID settings; the lifetime option is a single payment that never renews. Create your group, log tonight's dinner, and let Split Bill do the math before anyone reaches for a calculator. Terms of Use (EULA): https://web-levi.web.app/terms Privacy Policy: https://web-levi.web.app/privacy-policy Questions? tphuc.work@gmail.com

Screenshots

IzyLife Split4 screens
Split Bill4 screens

Verdict

The call

The clearest difference is ads: Split Bill at none against IzyLife Split's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. IzyLife Split sells 1 one-off in-app purchase and Split Bill sells 3 in-app purchases, starting at $3.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

IzyLife Split ships an update every 4 weeks, Split Bill monthly. The most recent releases landed on October 13, 2026 and October 10, 2026 respectively.

Scorecard1 real difference ยท 5 level
IzyLife Split versus Split Bill: the parameters behind the verdict, then further details
ParameterIzyLife SplitSplit Bill
PriceFreeFree
Update frequencyEvery 4 weeks โ€” betterMonthly
AdsYesNo โ€” better
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details โ€” not scored
Size13 MB7 MB
Age rating4+4+
DeveloperAntoine KerielPhuc Pham

In-app purchases

1 purchases

IzyLife Split

One-time1
  • Remove Ads$0.99
3 purchases

Split Bill

Subscriptions2
  • Dinner Tab Sharing Weekly$3.997 Days
  • Friend Debt Tally Yearly$19.991 Year
One-time1
  • Roommate & Trip IOUs Forever$39.99

Questions

Is IzyLife Split free?
IzyLife Split is free to download, with in-app purchases available.
Is Split Bill free?
Split Bill is free to download, with in-app purchases available.
Do IzyLife Split or Split Bill have ads?
IzyLife Split shows ads; Split Bill does not.
Which is updated more often, IzyLife Split or Split Bill?
IzyLife Split ships an update every 4 weeks, and Split Bill monthly. Most recently, IzyLife Split was updated on October 13, 2026 and Split Bill on October 10, 2026.

Other comparisons