My Momentum Tracker vs Chip
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
My Momentum Tracker
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Turn daily habits into compounding, exponential growth. Momentum is not just another habit tracker ā it is your personal Life Operating System designed for measurable high performance in business, finances, health, and focus. Leverage the mathematical power of compound growth to achieve your biggest goals with systematic precision. In less than 60 seconds a day, Momentum's compounding algorithm uncovers your highest-ROI leverage points and predicts your monthly success. WHY MOMENTUM? Most habit trackers merely count streaks. Momentum uncovers the direct cause-and-effect patterns of your daily routines: Which habits actually drive your revenue? Which distractions cost you the most energy? CORE FEATURES: 1. PREDICTIVE FORECAST & WHAT-IF SIMULATOR ⢠Predictive Month Projections: Know with certainty whether you are on track to hit your monthly targets. ⢠Interactive Lever Simulator: Move the sliders to see how small daily habit changes (e.g. +2h deep work or 8h sleep) compound into massive monthly gains. 2. STATISTICAL HABIT IMPACT ⢠Measure True Leverage: Compare performance on days with vs. without a specific routine. ⢠Get clear, data-driven proof of what actually moves the needle in your life. 3. SYNERGY & COMPOUND MULTIPLIER ENGINE ⢠Discover hidden correlations between your habits (e.g. how quality sleep drives peak deep focus). ⢠Unlock compound multiplier effects for maximum discipline and output. ā³ 4. DISTRACTION DRAINS & HIGH-ROI ACTIVITY RANKINGS ⢠Eliminate Time Wasters: Identify and cut the distractions that sabotage your daily focus. ⢠Double Down on High-ROI Work: Focus exclusively on the activities that produce 80% of your results. 5. CASHFLOW & FINANCE DISTRIBUTION ⢠Track and analyze your income streams and expense categories in detail. ⢠Optimize your savings rate and scale your business cashflow. 100% PRIVACY-FIRST & OFFLINE-READY Your data belongs strictly to you. Momentum stores all your logs locally and securely on your device. Zero third-party ad tracking, zero data harvesting. WHO IS MOMENTUM FOR? ⢠Entrepreneurs & Founders scaling their business, focus, and income. ⢠High-Performers & Athletes who demand measurable data over fleeting motivation. ⢠Anyone committed to designing and running their life like a high-performance system. Initialize your system today. Complete your first check-in in under 60 seconds and experience the power of compounding results. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://momentum.green2be.de/privacy Support: https://momentum.green2be.de/support
Chip
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Chip is the to-do app for people who hate to-do apps. One task at a time, right on your lock screen, with distracting apps blocked until it's done. No projects. No tags. No inbox to process. No methodology to learn. Type the one thing you want to do, and start. When it's done, mark it done. That's the whole app. Chip puts your active task ā your chip ā on your lock screen, in the Dynamic Island, and on home-screen widgets, where you'll actually see it. Focus Mode quietly hides the apps that would pull you away. When you finish, the next chip in your queue takes its place automatically. No reorganizing. No weekly review. No tax for using the tool. WHY THIS WORKS The hardest part of most to-do list and task manager apps isn't doing the work ā it's maintaining the app. Tagging, sorting, re-prioritizing, processing the inbox, keeping the system "current." That overhead is invisible until you've spent twenty minutes managing your task manager and not done a single task. Chip removes the overhead entirely. There's nothing to maintain because there's nothing to organize. One chip is active. Up to ten can queue behind it. Five routines, five scheduled reminders ā caps on purpose. The structure is small so you don't end up curating it instead of using it. WHAT'S INSIDE ⢠One chip on your lock screen, in the Dynamic Island, and on home-screen widgets ⢠Focus Mode ā an app blocker that hides distracting apps while a chip is active ⢠Routines ā recurring tasks that put a chip on your lock screen at the times you choose ⢠Scheduled chips ā one-off reminders that fire at a specific date and time ⢠A daily planning prompt that gently asks "what's your one thing today?" ⢠Siri Shortcuts to start a chip by voice ⢠A 7-day chart of what you've actually done BUILT FOR ADHD BRAINS, USEFUL FOR ANYONE ADHD brains know the failure loop: install a productivity app, set it up beautifully, never open it again. The setup is the work, and the work is exhausting. Chip removes the setup entirely ā an ADHD-friendly task app with zero maintenance. If you don't have ADHD, Chip is still the calm, single-tasking home for the thing that matters today. No streaks. No 47-item list. No "productivity system" demanding your attention before you've done anything. DESIGNED FOR iOS Chip lives where your attention already is ā the lock screen, the Dynamic Island, the home screen. The Live Activity shows your active chip with a one-tap "done" button. Widgets in medium and large sizes let you complete chips without opening the app. Everything syncs across your iPhone and iPad through iCloud. FREE AND PRO Chip is free forever. The free tier covers the active chip loop, the queue, widgets, the Live Activity, stats, and Siri Shortcuts. Chip Pro unlocks: ⢠Routines ā recurring chips on the schedule you choose ⢠Scheduled chips ā one-off reminders at a specific date and time ⢠Daily prompt ā the morning nudge for the one thing today ⢠Focus Mode blocking ā the actual app-blocking Available as a monthly or annual subscription. Cancel anytime. Privacy: Chip stores your chips locally and syncs through your private iCloud account. We don't sell your data, run ads, or track you across the web. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Chip at every 10 days against My Momentum Tracker's every 2 months. My Momentum Tracker's advantage is iOS requirement (15.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. My Momentum Tracker sells 2 in-app purchases, starting at $9.99 per month and Chip sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.
My Momentum Tracker ships an update every 2 months, Chip every 10 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | My Momentum Tracker | Chip |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 10 days ā better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPod ā better | iPhone |
| Requires iOS | 15.1 ā better | 26.0 |
| Further details ā not scored | ||
| Size | 46 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Felix Mai | james jager |
In-app purchases
My Momentum Tracker
- Premium Access2 variants$9.991 Month
- Premium Access2 variants$79.991 Year
Chip
- Chip Pro Weekly$0.997 Days
- Chip Pro Monthly$2.991 Month
- Chip Pro Yearly7 Days trial$19.991 Year









