Payment Labs vs 1AM Wallet

Payment Labs helps organizations pay the people they work with. If you get paid through Payment Labs, use this app to manage it on your phone. With the app, you can: - Receive prize money and other earnings, including contractor and vendor payments - Send payments to organizations that use Payment Labs - Verify your identity and submit required tax information - Choose or update your preferred payment method - Track payouts that are pending, completed, or returned - View your transaction history and available tax documents - Manage account details - Contact Payment Labs support

1AM is a non-custodial wallet for the Midnight network — a privacy-first chain where you hold your own keys, your balances stay on-device, and shielded transactions keep amounts and recipients off public ledgers. WHAT YOU CAN DO • Send and receive NIGHT and any Midnight asset across shielded (private) and unshielded (public) lanes from one screen. • Mint your own NFTs directly from your phone. Pick an image, name it, and 1AM walks you through deploy and mint with a progress stepper you can actually read. • Launch fungible tokens with custom name, symbol, decimals, and supply — shielded or unshielded — without a laptop or command line. • Browse owned NFTs and tokens with real artwork and metadata, not raw hex addresses. Tap any asset to see the contract details. • Generate dust by registering NIGHT for the dust circuit, then track each UTXO's progress to maturity. • Bridge Cardano L1 to register cNIGHT for dust generation, with on-device key derivation and ADA fee management. • Save contacts, scan QR codes, and reuse addresses across send flows. USE MIDNIGHT APPS • A built-in dApp browser opens curated Midnight apps from the 1AM directory — explorers, faucets, proof tools, and partner surfaces — directly inside the wallet. • Connect your wallet to any Midnight dApp with one tap. 1AM shows the origin, the requested action, and the expected signature before anything is sent. • Phishing protection runs on every URL you open. Risky or spoofed domains get flagged before they can request a connection. • Switch between mainnet, preview, and preprod surfaces from the address bar — the dApp directory adapts to whichever network you're on. PRIVACY AND CONTROL • Your seed phrase is generated on your device, encrypted with a 4-digit PIN you choose, and stored in iOS Secure Enclave-backed storage. • Optional Face ID unlock keeps the wallet locked when you're not using it. • 1AM never sees your private keys or your funds. Self-custody, end to end. NETWORKS • Mainnet, Preview, and Preprod for Midnight. • Cardano L1 (mainnet) for cNIGHT bridging. 1AM is built by Webisoft. Self-custody only — no in-app exchange, no token sales, no spread fees.