Frizzbee vs BNPL Guard

Track every Klarna, Afterpay, Affirm, and PayPal Pay-in-4 plan in one place. Get reminders before every payment. Fight back when fees aren't fair. Frizzbee is not a lender. We don't issue cards, credit, or financing — we track the BNPL plans you already have and make sure you never miss a payment or pay an unfair fee. BUILT FOR YOU, NOT FOR THEM BNPL providers don't offer account linking — and they aren't required to. They profit when you lose track of payments and get hit with late fees. Frizzbee works around their limitation: forward your BNPL emails to your unique Frizzbee address and we extract every plan, payment, and fee into one dashboard. Your login credentials never leave your hands. WHAT YOU GET — FREE - Track unlimited BNPL plans across every provider - Scan any BNPL email — paste it in and Frizzbee fills in the details - Auto-Import — forward emails to your personal Frizzbee address and plans add themselves after your review; set up forwarding rules once in Gmail, Outlook, or iCloud - Smart reminders 1, 3, 5, 7, or 14 days before each payment (email and push) - BNPL Health Score — a 0-100 measure of your BNPL health, with history you can share - Late fee tracker — see exactly what fees cost you and what you save by paying on time - In Your Corner — free templates for late fee waivers, payment extensions, hardship applications, dispute letters, billing error reports, and CFPB complaint prep - Payment calendar with full schedule view - "Can I Afford This?" calculator - Weekly digest email and CSV exports of your complete history - 16 unlockable achievements, dark mode, custom themes, payment notes FIGHT BACK AGAINST FEES 86% of BNPL users who ask for a late fee waiver get one reduced or removed. Most people never ask because they don't know how. Frizzbee's ready-to-send templates make asking easy. FRIZZBEE PRO — POWER TOOLS $3.99/month or $29.99/year (save 37%). Everything in Free, plus: - AI Assistant — personalized answers about your plans, 15 messages a day (every account gets 3 free messages to try it) - SMS payment reminders (US numbers) - Household Members — track up to 4 people under one account - Deep analytics — spending breakdowns, BNPL credit report, payoff planner, and calendar comparisons - Monthly and annual PDF statements - Priority support HOW WE MAKE MONEY We earn $0 from BNPL providers. No referral fees. No data sales. No ads. Only the optional Pro subscription. When you don't pay a late fee, Frizzbee wins. YOUR DATA IS PRIVATE We don't sell user data. We don't have advertisers. We use bank-level encryption and row-level security. We never store card numbers — subscriptions are billed securely through the App Store. 14-day money-back guarantee on annual plans. Built and operated by Bozatta LLC in the United States. --- Privacy Policy: https://www.frizzbee.co/privacy Terms of Service: https://www.frizzbee.co/terms Support: support@frizzbee.co Frizzbee Pro auto-renewable subscription: - Monthly: $3.99/month - Annual: $29.99/year (save 37%) Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your iPhone Settings → your name → Subscriptions. The 14-day money-back guarantee applies to annual plans only.

Four payments here, three payments there - Buy Now Pay Later debt hides in a dozen apps. BNPL Guard puts every plan on one calendar, so "phantom debt" can't sneak up on you. TRACK EVERY PLAN, PRIVATELY - Add plans from Klarna, Afterpay, Affirm, Zip, PayPal Pay in 4, Sezzle or any service - Enter it once: total, payments left, amount, next due date - No bank connection, no account, no data leaves your iPhone - ever ONE CALENDAR FOR EVERYTHING - See this week's and this month's total due at a glance - A unified calendar shows every upcoming payment across all services - Mark payments done and watch your balance shrink STAY AHEAD OF DUE DATES - Optional reminders the day before each payment (Pro) - Payoff celebrations when a plan reaches zero BREAK THE CYCLE - Log the BNPL offers you resisted and watch your avoided-debt total grow EXPORT - PDF payment schedule you can save or share (Pro) PRICING Free to download - track up to 2 active plans forever. BNPL Guard Pro unlocks unlimited plans, reminders, and PDF export: $2.99/month or $14.99/year, each with a 7-day free trial. BNPL Guard only tracks what you enter yourself. It doesn't connect to any BNPL provider or bank, and it never offers financial advice. Privacy Policy: https://goonobu-dot.github.io/batch13-pages/bnplguard/privacy.html Support: https://goonobu-dot.github.io/batch13-pages/bnplguard/support.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/