1% Budget vs Hameni Ledger

Stop wondering where your money went and start deciding where it goes. 1% Budget is an envelope-based budgeting app. The idea is simple: before you spend, you give your money a mission. That way you always know how much you can spend, how much you're saving and how close you are to your goals. WHAT YOU CAN DO - Assign your income to categories and instantly see what's left in each one - Manage all your accounts in one place: cash, debit, savings and credit cards - Create savings goals and track your progress - Get out of debt with a snowball plan: see how much interest you save and when you'll be debt-free - Track loans with installments, including informal ones with family or friends - Review your monthly report and export it - Close each month and start the next one with a clear plan LEARN AS YOU GO 1% Academy explains the method with our philosophy, a jargon-free glossary and video tutorials. MADE FOR YOU - In English and Spanish - Light and dark mode - Lock with Face ID or passcode - Minigames you unlock by completing your weekly missions Try it free for 30 days. Cancel anytime. Subscription: 1% Budget offers auto-renewable monthly and yearly subscriptions. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://1percentbudget.com/privacidad

Track everyday income and expenses with ease. Hameni Ledger starts with quick entry, then keeps each financial concept clear: ledgers define the reporting scope, categories explain why money changed, and assets show where it is. Review daily activity in the calendar, explore period-based statistics and category breakdowns, and manage budgets and savings plans without confusing progress with account balances. KEY FEATURES • Record expenses, income, and transfers in a focused entry flow • Review monthly highlights and recent transactions • Browse daily income and expenses in a localized calendar • Explore period-based trends, categories, refunds, and reimbursements • Organize assets and liabilities while keeping currencies separate • Create monthly and category budgets • Track savings plans without generating artificial income or expenses • Import CSV, TSV, XLSX, and XLS files on device with preview, column mapping, validation, duplicate handling, and batch undo • Use the interface in 12 supported languages, light or dark mode LOCAL-FIRST BY DEFAULT Core features work offline and no Hameni account is required. Financial content stays on your device by default. Hameni does not operate a server that stores your ledger, and the app does not connect to banks. Spreadsheet source files are processed on device and are not uploaded by the app. Hameni Ledger is a personal recordkeeping tool. It does not provide payments, bank connectivity, investments, lending, tax filing, or professional financial advice. AUTO-RENEWABLE SUBSCRIPTIONS AND LIFETIME PURCHASE • Subscription: Hameni VIP • Duration: 1 month / 1 year • Current U.S. App Store prices: $1.99/month, $12.99/year, and $29.99 for the lifetime version • Prices and currencies in other regions are shown on the local App Store purchase screen • Monthly and annual plans renew automatically unless canceled. You can cancel them in your Apple Account subscription settings • Lifetime version: one-time purchase with no automatic renewal • Privacy Policy: https://ledger.hameni.net/en/privacy/ • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/