Zeru vs Cashya

Zeru te ayuda a tomar el control de tus deudas de forma simple y privada. Registra tus tarjetas a meses sin intereses, préstamos bancarios y deudas personales. Zeru calcula automáticamente tu mensualidad, el interés total y genera el calendario de pagos completo para que siempre sepas cuánto debes y cuándo pagar. FUNCIONES PRINCIPALES • Registra tarjetas MSI, préstamos y deudas con personas • Calendario de pagos automático mes a mes • Marca cada pago como completado y ve tu progreso en tiempo real • Notificaciones 7 días antes y el día del vencimiento • Historial completo de todos tus movimientos • Protección con Face ID para mantener tu información privada TODO EN TU IPHONE Zeru no requiere cuenta, registro ni conexión a internet. Toda tu información financiera se guarda únicamente en tu dispositivo.

Where does your money really go? Cashya shows not only how much you spend — but whether it’s for essentials or luxury. Simple to use, powerful in analysis and completely private. QUICK ENTRY Record transactions in seconds. Category, subcategory, amount and date – done. Optional: - Notes - Tags - Time MUST · SHOULD · LUXURY The core feature of Cashya: Every subcategory is automatically linked to a priority. Rent is a must. A concert is luxury. Instantly see: - where your money really goes - which expenses truly matter - where you could save ACCOUNTS & WEALTH Want to track more than just income and expenses and also keep an eye on your account balances and overall wealth? Optionally enable account management and manage one or multiple accounts directly in Cashya. With account management enabled, you can: - keep track of your account balances - analyze how your wealth develops over time - view multiple accounts together - record one-time and recurring transfers between accounts If you don’t need account management, Cashya remains a simple and streamlined expense tracker. POWERFUL ANALYTICS - Cashflow overview with income, expenses and balance - Interactive category breakdowns - Priority-based spending analysis - Monthly, quarterly and yearly comparisons - Spending trends over time - Tag-based analytics - Cumulative cashflow tracking - Wealth overview and wealth development with account management enabled RECURRING TRANSACTIONS Add rent, subscriptions and recurring payments once. Cashya automatically includes them in all reports. UNLIMITED CATEGORIES Create unlimited custom categories and subcategories with individual icons and colors. YOUR DESIGN, YOUR RULES - Dark Mode, Light Mode or automatic - Freely selectable accent colors - Optional glass effects - Home screen widgets YOUR DATA BELONGS TO YOU - All data stays locally on your device - Optional iCloud synchronization - Encrypted iCloud Drive backups (AES-256) - No ads - No tracking - No data sharing FREE VS. CASHYA PRO The free version allows up to 10 transactions. CASHYA PRO Try free for 7 days. Available as: - Monthly - Yearly (save 37%) - Lifetime Fair pricing with active ongoing development. Subscriptions renew automatically and can be canceled anytime in iPhone Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/