Comparison

FinBuddy vs Worth It

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinBuddy

Features
Read full description

Know where your money goes. FinBuddy is a calm, simple way to track spending, plan budgets, save toward goals and stay on top of bills, without connecting your bank. SEE EVERYTHING AT A GLANCE • Your total balance, money in and out this month, and every account on one screen • Cash, bank and wallet accounts in any currency, with automatic conversion • A quick insight into where most of your money went EVERY TRANSACTION, ORGANISED • Add income, expenses and transfers in seconds • Search and filter by type, category or note • Transactions grouped by day with daily totals BUDGETS THAT KEEP UP • Set a monthly limit for any category • See what's left the moment you spend, with a clear warning before you go over • Unspent money carries into next month SAVE FOR WHAT MATTERS • Create goals with a target and a date • FinBuddy shows the monthly pace you need to get there NEVER MISS A BILL • Track rent, utilities and subscriptions • Get reminders before every due date and mark bills paid with one tap • Autopay bills record themselves INSIGHTS • Category breakdowns for every month • A month-end forecast based on your pace • See how this month compares with the last PRIVATE BY DESIGN • No bank logins, no ads, no tracking • Export your data any time; delete your account from inside the app FINBUDDY PREMIUM Free keeps the current month on your phone, one bill reminder and a 3-month CSV export. Premium unlocks: • Full history across every month • Unlimited bills and reminders • Cloud backup and sync across your devices • Full JSON backup Premium is an auto-renewing monthly subscription. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. An introductory price, where offered, applies to eligible new subscribers for the stated period, then the regular price applies. Manage or cancel any time in your Apple ID Settings. Terms of Use: https://codelectuals-ai.github.io/finBuddy-legal/terms/ Privacy Policy: https://codelectuals-ai.github.io/finBuddy-legal/privacy-policy/

About

Worth It

Features
Read full description

Most budget apps tell you WHAT you spent. Worth It tells you whether it was worth it. Every time you log a purchase, you answer one tiny question - was it worth it? Loved it, meh, or regret - and that single tap turns your spending into something you can actually feel and learn from. No bank logins. No spreadsheets. No guilt. Just a calmer, more honest relationship with your money. HOW IT WORKS - Log a spend in 5 seconds - amount, category, done. - Tap one face: did it feel worth it, just okay, or a regret? - That's it. Worth It does the rest. YOUR WORTH-IT % See how much of your spending actually felt worth it this month - not just the dollar total. Discover you regret subscriptions but never regret coffee, and cut the right things. Watch it trend up or down month over month. CHECK BEFORE YOU BUY Thinking about a purchase? The Check tab turns any price into hours of your life up front - so you decide before you spend, not after. HOURS OF YOUR LIFE Tell Worth It what you earn (hourly, monthly, or yearly - your choice, totally optional) and every purchase shows what it really cost: a $140 buy isn't $140, it's 5 hours of your life. YOUR MONTHLY MONEY TYPE At the end of each month, get your money personality - Joyful Spender, Disciplined, Treat-Yourself, and more - based on how your spending actually felt. Shareable, fun, and a little revealing. BUILD THE HABIT - A spending log grouped by day - Today, Yesterday, and back - so your month reads like a story. - Keep a daily streak going; a gentle reminder (you pick the time) nudges you to log. - Edit, re-rate, or delete any spend with a tap or swipe. PRIVATE BY DESIGN - No bank connections, ever. - Your data syncs only across your own devices via iCloud - we never see it. - No ads. No account. No tracking. ALSO INCLUDED - Home-screen widget showing your worth-it % at a glance. - Multi-currency support. - A clean, calm, dark interface designed to make money feel less stressful. Worth It is free. Start spending on what's actually worth it.

Screenshots

FinBuddy4 screens
Worth It4 screens

Verdict

The call

The clearest difference is in-app purchases: Worth It at none against FinBuddy's 1. FinBuddy's advantage is update cadence (every 6 days vs every 6 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinBuddy sells 1 in-app purchase, starting at $4.99 per month. Worth It asks for nothing beyond the download.

UpkeepUpdate frequency

FinBuddy ships an update every 6 days, Worth It every 6 weeks. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 4 level
FinBuddy versus Worth It: the parameters behind the verdict, then further details
ParameterFinBuddyWorth It
PriceFreeFree
Update frequencyEvery 6 days — betterEvery 6 weeks
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size48 MB3 MB
Age rating4+4+
DeveloperBilal AhmadMohamed Ali

In-app purchases

1 purchases

FinBuddy

Subscriptions1
  • FinBuddy Premium1 Month trial$4.991 Month
None

Worth It

No in-app purchases

Questions

Is FinBuddy free?
FinBuddy is free to download, with in-app purchases available.
Is Worth It free?
Worth It is free to download, with no in-app purchases.
Do FinBuddy or Worth It have ads?
Neither FinBuddy nor Worth It shows ads.
Which is updated more often, FinBuddy or Worth It?
FinBuddy ships an update every 6 days, and Worth It every 6 weeks. Most recently, FinBuddy was updated on October 24, 2026 and Worth It on October 10, 2026.

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