FinBuddy vs Kova

Know where your money goes. FinBuddy is a calm, simple way to track spending, plan budgets, save toward goals and stay on top of bills, without connecting your bank. SEE EVERYTHING AT A GLANCE • Your total balance, money in and out this month, and every account on one screen • Cash, bank and wallet accounts in any currency, with automatic conversion • A quick insight into where most of your money went EVERY TRANSACTION, ORGANISED • Add income, expenses and transfers in seconds • Search and filter by type, category or note • Transactions grouped by day with daily totals BUDGETS THAT KEEP UP • Set a monthly limit for any category • See what's left the moment you spend, with a clear warning before you go over • Unspent money carries into next month SAVE FOR WHAT MATTERS • Create goals with a target and a date • FinBuddy shows the monthly pace you need to get there NEVER MISS A BILL • Track rent, utilities and subscriptions • Get reminders before every due date and mark bills paid with one tap • Autopay bills record themselves INSIGHTS • Category breakdowns for every month • A month-end forecast based on your pace • See how this month compares with the last PRIVATE BY DESIGN • No bank logins, no ads, no tracking • Export your data any time; delete your account from inside the app FINBUDDY PREMIUM Free keeps the current month on your phone, one bill reminder and a 3-month CSV export. Premium unlocks: • Full history across every month • Unlimited bills and reminders • Cloud backup and sync across your devices • Full JSON backup Premium is an auto-renewing monthly subscription. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. An introductory price, where offered, applies to eligible new subscribers for the stated period, then the regular price applies. Manage or cancel any time in your Apple ID Settings. Terms of Use: https://codelectuals-ai.github.io/finBuddy-legal/terms/ Privacy Policy: https://codelectuals-ai.github.io/finBuddy-legal/privacy-policy/

Kova is the fastest way to track your spending and stay on top of your money. Built for people who want a simple, private expense tracker that just works. Every dollar you enter stays on your device. Track expenses in seconds Add an expense in two taps. Pin your most frequent ones to Quick Add for one-tap logging on the go. Know where your money goes See your spending broken down by category. Drill into any category to see every transaction. Filter by last 7 days, this week, or last week to spot patterns fast. Budget with a plan that fits you Choose from three popular budget splits — 50/30/20, 60/30/10, or 70/20/10 — or build your own. Set a budget base amount and Kova shows you exactly how much you've spent against each group in real time. Built for the Caribbean Kova is GYD-first with full support for USD, TTD, BBD, EUR, and GBP. No forced currency conversions. Support for more currencies to come. Your data, your device No account required. No cloud sync. No tracking. Everything you enter is stored locally and stays private. Export your data as a CSV at any time. Completely free. Always. Every feature in Kova is free. No paywalls. No premium tier. No subscription.