Comparison

MasterBudget AI vs Bufft

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

MasterBudget AI

Features
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The budget app built for two. MasterBudget AI is the personal finance app that pairs a real shared mode for couples with an AI assistant that tells you where your money actually goes. Invite your partner, sync in real time, and stop guessing. Start free for 7 days. WHY MASTERBUDGET IS DIFFERENT - Couple / Shared Mode β€” invite your partner, sync wallets in real time, split expenses, and track joint goals. Same screen, same numbers, same team. - AI Finance Assistant β€” ask where your money went in plain English. Get insights, spot money leaks, and see overspending before it happens. Powered by AI. - Multi-Currency β€” track in any currency. Built for expats, freelancers, and travelers who live across borders. - Offline-First & Private β€” no bank logins required. A fast, beautiful dark-mode design that keeps you in control of your data. - 8 Languages β€” full support including Arabic and Kurdish, with right-to-left layouts. EVERYTHING IN ONE PLACE - Smart expense & income tracking - Custom budgets with discipline scoring - Net worth dashboard β€” assets vs. liabilities - Savings goals with visual progress - Subscription tracker with renewal alerts - Financial Health Score (0–100) Free to download with core features included. Upgrade to Pro for the full AI experience β€” try it free for 7 days, then $9.99/month or $69.99/year. Download MasterBudget AI and take control of your money β€” together.

About

Bufft

Features
Read full description

Just Speak. Bufft Does the Rest. Stop fighting with tedious drop-down menus, dense spreadsheets, and manual typing. Meet Bufftβ€”the ultra-minimalist, zero-friction expense tracker powered entirely by your voice. Whether you’re on the move, stepping out of a taxi, or grabbing a morning coffee, managing your money is now as simple as sending a voice note. THE MAGIC OF MULTI-LOGGING Traditional budgeting apps feel like a second job. Bufft reduces data entry to a single breath. Just tap, talk, and watch the magic happen. You can log multiple expenses at once:"Spent $9 on a taxi, $12 on lunch, and $50 on groceries."Instantly, Bufft's AI parses your voice, extracts the amounts, and accurately categorizes every single item into your ledger. No manual entry required. ULTRA-MINIMALIST BY DESIGN We believe financial clarity shouldn't come with cognitive overload. Bufft features a distraction-free, typewriter-inspired interface. No aggressive pie charts, no cluttered tabs, and no flashing ads. Just a beautiful, clean, chronological timeline of your cash flow. YOUR PRIVATE AI FINANCIAL ADVISOR Bufft doesn't just watch your money; it helps you understand it. Tap into your built-in AI financial advisor to get personalized, conversational insights on demand. Ask questions like: "How much did I spend on dining out this week?" "Am I on track to hit my savings target?" "Give me a quick summary of my lifestyle expenses." PRIVACY-FIRST EXPERIENCE Tired of linking your sensitive banking credentials to third-party apps just to automate your tracking? Bufft gives you the speed of total automation without harvesting your bank data or needing your passwords. Your voice is your utility. Key Features: Instant Voice Logging: Speak naturally to record single or multiple expenses. Smart AI Categorization: Hands-free categorization that learns your habits. Minimalist Interface: A clean ledger designed for ultimate scannability. AI Insights: A conversational advisor to help cut waste and build financial health. Turn budgeting from a daily chore into a 3-second habit. Download Bufft today and polish your financial life. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MasterBudget AI4 screens
Bufft4 screens

Verdict

The call

The clearest difference is device support: MasterBudget AI at 3 against Bufft's 1. MasterBudget AI also leads on iOS requirement (15.0 vs 26.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. MasterBudget AI sells 3 in-app purchases, starting at $9.99 per month and Bufft sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

MasterBudget AI ships an update every 6 days, Bufft every 5 days. The most recent releases landed on September 21, 2026 and September 9, 2026 respectively.

Scorecard2 real differences Β· 4 level
MasterBudget AI versus Bufft: the parameters behind the verdict, then further details
ParameterMasterBudget AIBufft
PriceFreeFree
Update frequencyEvery 6 daysEvery 5 days β€” better
AdsYesYes
In-app purchasesYesYes
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS15.0 β€” better26.1
Further details β€” not scored
Size97 MB21 MB
Age rating17+4+
DeveloperMohammed AhmedSergey Mast

In-app purchases

3 purchases

MasterBudget AI

Subscriptions2
  • Premium Monthly7 Days trial$9.991 Month
  • Premium Yearly$69.991 Year
One-time1
  • Lifetime Access$199.99
3 purchases

Bufft

Subscriptions3
  • Bufft Premium Features Yearly$1.997 Days
  • Bufft Premium Features Monthly$4.991 Month
  • Bufft Premium Features Yearly$19.991 Year

Questions

Is MasterBudget AI free?
MasterBudget AI is free to download, with in-app purchases available.
Is Bufft free?
Bufft is free to download, with in-app purchases available.
Do MasterBudget AI or Bufft have ads?
Both MasterBudget AI and Bufft show ads.
Which is updated more often, MasterBudget AI or Bufft?
MasterBudget AI ships an update every 6 days, and Bufft every 5 days. Most recently, MasterBudget AI was updated on September 21, 2026 and Bufft on September 9, 2026.

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