Faro Wealth vs WealthSnap

Faro shows your whole financial life in one place: what you own, what you owe, what you can safely spend today, and where you are heading long term. Your financial data stays on your iPhone. No bank connection, no account to create, no ads. EVERY DAY • Safe-to-Spend — what you can spend today and for the rest of the month, with committed money kept separate from what is actually free • Quick entry in plain language: type "groceries 42" and Faro fills in the amount and category • Scan a receipt: photograph it and Faro reads the merchant, total and date — all on device, and the photo is never stored • Import transactions from your bank's CSV or Excel file, with a review step before anything is saved — no bank connection and no credentials • A calendar that puts every payment on its own day • Upcoming bills and subscriptions: Faro spots your recurring charges and alerts you when a price goes up • A weekly review of what changed in your spending, savings and goals • Log an expense from Shortcuts or with Back Tap, without opening the app BUDGET • Monthly income, spending and saving, with categories and subcategories • Savings and investments count as allocations, not spending — so your savings rate is right • Recurring rules for salary, bills, transfers and automatic investing, with per-occurrence exceptions: move, change the amount, or skip ACCOUNTS AND NET WORTH • Bank accounts, cash, cards and loans, with transfers and a full per-account history • Net worth in a single number: accounts, investments, property and liabilities • A cash-flow forecast for the months ahead • Cash runway: how many months your available money lasts at your current spending INVESTMENTS • A portfolio of stocks, ETFs and crypto, with average cost and per-position return • End-of-day market prices • Compare each holding with the index it tracks • Markets: indices from the Americas, Europe and Asia • Multi-year portfolio projection with recurring buys and scenarios PLANNING • A financial health score, broken down by area, with concrete next steps • Goals with a completion forecast • FI Planner: when you reach financial independence, with scenarios ON YOUR DEVICE • Three home screen widgets • Hide every amount with one toggle • Face ID lock • 12 base currencies, using ECB rates • Backup and restore to a file you control PRIVACY Your transactions, accounts and balances are stored locally on the device. Faro never connects to your bank, never asks for credentials, and does not track you. To show share prices and exchange rates it requests market data from the Faro service, and company logo images from Logo.dev — without sending your financial details. FARO PREMIUM Free: up to 50 transactions per month, 3 accounts, 3 recurring rules, 1 investment, 1 goal, and the last month of history when importing a bank file. Premium: unlimited transactions, accounts, recurring rules, investments and goals, import of your full history, automatic investing, a daily spending chart, Money Flow for any period, portfolio and cash-flow forecasts, wealth summary, financial health improvement steps, FI Planner, every weekly insight, runway scenarios, a 90-day bills timeline, your choice of benchmark index, annual reports, CSV export and the premium widgets. Monthly or annual auto-renewing subscription, billed to your Apple Account. It renews automatically unless cancelled at least 24 hours before the end of the current period, and can be managed in your account settings. Company logos provided by Logo.dev. Terms of Use (EULA): https://farowealth.app/faro_terms_eula_bilingual Privacy Policy: https://farowealth.app/faro_privacy_policy_bilingual

WealthSnap shows everything you own and owe in one place, and how it changes over time. Add your accounts yourself: cash, savings, stocks, ETFs, crypto, gold, pension, property, vehicles, loans and credit cards. There is no bank login and no account linking. You enter the numbers, and they stay yours. EVERYTHING IN ONE TOTAL • One net worth figure across every account and currency • Accounts grouped by category, with assets and liabilities side by side • A net worth chart built from the snapshots you take INVESTMENTS • Record buys, sells, deposits, withdrawals and dividends for each position • Prices for stocks, ETFs, crypto and metals (live with PRO; free: updated about once an hour) • Track cold wallets and offline holdings without connecting anything EVERYDAY MONEY • Log expenses and income by category • Keep accounts in different currencies and see one total in your own WEALTHSNAP PRO An optional subscription unlocks: • Your real profit: cost basis, average price, gains, fees and currency effect • Live prices and a Markets watchlist • Charts for every account, over any date range • Unlimited snapshots and check-ins (free: 2 snapshots a month, one check-in a week) • Budgets: a monthly limit, category caps, pace and breakdowns • Transfers, swaps and loan pay-downs • Unlimited recurring schedules (free: one active schedule) • Invest, Budget and Available Cash in the currency you choose • iCloud sync between your devices, restore and a full export file • Five more themes, each in light and dark • Priority support Payment is charged to your Apple Account. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period. You can manage or cancel it in your Apple Account settings. Privacy policy: https://craftingbytes.eu/wealthsnap-privacy.html Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/