PoolUp vs Moneta
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PoolUp
This app simplifies group savings for shared goals like trips or emergencies. It eliminates confusion and chasing by allowing users to create pools, invite participants, and track contributions in one centralized location, fostering accountability and real progress.
- Create savings pools quickly
- Invite friends and track contributions
- Built-in accountability features
- Real-time progress tracking
- Eliminates group chat confusion
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Saving money with friends shouldn’t feel this hard. PoolUp makes it simple to save together for the things you actually care about. Trips, birthdays, emergencies, or just getting your life together. Instead of endless group chats and “did you send it yet?” texts, you create a pool, invite your people, and track everything in one place. No confusion. No chasing people. No awkward reminders. Just real progress. With PoolUp, you can: Create a savings pool in seconds Invite friends and track who’s contributing Stay consistent with built-in accountability Watch your progress grow in real time It’s giving structure without the stress. It’s giving accountability without the pressure. Because let’s be honest… we’ve all said “we should save for this” and then nothing happens. PoolUp makes sure it actually does.
Moneta
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Moneta is the simplest way to see your entire net worth in one place. Add every account you own — cash, bank, investments, crypto — in any currency, and Moneta instantly converts and sums them into a single, always-up-to-date total. A clean home screen shows your wealth at a glance, with a live chart of how it has grown over 1, 3 or 12 months. WHY MONETA • Total net worth — every account, converted to your base currency automatically. • Multi-currency — USD, EUR, PLN, GBP with live exchange rates. • Per-account history — see how each account grows, with dated changes. • Beautiful & fast — a native, thoughtfully designed interface in light and dark mode. • Private by design — no account, no sign-up, no tracking. Your data never leaves your iPhone. • Locked down — optional Face ID / Touch ID and one-tap blur to hide balances. Moneta doesn't connect to your bank, doesn't ask for logins, and doesn't collect any data. It is just you and a clear picture of your money. Track your wealth. Keep it private. Watch it grow.
Screenshots
Verdict
The clearest difference is iOS requirement: PoolUp at 15.1 against Moneta's 18.6. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | PoolUp | Moneta |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (15 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 15 — better | — |
| Update frequency | — | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 18.6 |
| Further details — not scored | ||
| Size | 43 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | PoolUp Inc. | Artur Keraz |
In-app purchases
PoolUp
No in-app purchases
Moneta
No in-app purchases









