CompoundIQ vs CompoundFX
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
CompoundIQ
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Future Value Calculator โ See Your Money Grow Ever wonder how much your savings or investments could be worth in the future? Future Value Calculator gives you an instant, clear picture of how compound interest works for you over time. Whether you're planning for retirement, saving for a goal, or just curious about the power of compounding, this app makes it simple. What You Can Calculate: Enter your starting balance, annual contributions, interest rate, and time horizon โ and instantly see your projected future value broken down year by year. Key Features: Growth chart showing your balance over time Year-by-year breakdown table Principal vs. interest earned at a glance Choose between beginning or end of year contributions Annual, monthly, quarterly, and daily compounding options Clean, intuitive interface designed for everyday use Who It's For: Anyone building a savings or investment plan Students learning about compound interest Financial planning beginners Anyone curious about their money's future potential Free to Use Future Value Calculator is completely free with no subscriptions or paywalls.
CompoundFX
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CompoundFX is the compound interest calculator that shows you what it takes, not just what you'll have. Model investment growth, plan for retirement, and pressure-test your FIRE goals with precision. Set a goal, $1M by age 60, a down payment, or a college fund, and CompoundFX solves for the missing piece. The rate youโll need. The years it will take. The deposit you have to make. No more guessing. No more trial and error. GOAL MODE Pick your goal. Choose what to solve for. CompoundFX does the financial math. - Solve for Rate of Return - Solve for Time Horizon - Solve for Starting Principal - Solve for Monthly Contribution COMPARE SCENARIOS Should you save more or invest longer? Pay off debt or boost your 401(k)? Save scenarios and put them head-to-head. See the difference, the total dollar impact, and exactly when one strategy pulls ahead. A CALCULATOR THAT SHOWS ITS WORK - Real-time growth chart with milestone markers ($100K, $250K, $1M) - Year-by-year breakdown with full transparency - Inflation, Taxes, and Expense Ratios: See what you actually keep after fee drag - Daily, weekly, monthly, or annual contributions - Custom compounding intervals (Daily to Annually) - Sub-year precision for short-horizon plans DESIGNED FOR iPHONE & INDIE DEV Dark glass UI. Smooth haptics. Built natively in SwiftUI for iOS 17 and up. No accounts. No ads. No tracking. Your scenarios stay locally on your device. EXPORT AND SHARE Generate a polished two-page PDF report with an executive summary, growth chart, and full milestone breakdown. Or share a branded image to text or social media. FREE FEATURES - Full compound interest calculator - Real-time growth chart and year-by-year table - Inflation, tax, and expense adjustments - Custom contribution and compounding schedules - Branded image sharing PRO: $4.99 (ONE-TIME PURCHASE) - Goal Mode (Solve for any missing variable) - Save unlimited scenarios - Compare scenarios side-by-side - Export two-page PDF reports One purchase. Unlocked forever. Family Sharing fully supported. WHO IT'S FOR Whether you're starting your first Roth IRA, managing index funds, planning early retirement, modeling a college fund, or tracking a Bogleheads portfolio, CompoundFX gives you the answer in seconds. PRIVACY FIRST CompoundFX is fully offline. No data collection. No accounts required. No analytics. No third-party SDKs. Your personal finance data is stored safely on your device. DISCLAIMER CompoundFX is for educational and planning purposes. It does not provide investment, tax, or financial advice. Returns shown are projections based on the inputs you provide and do not guarantee actual investment performance. Questions or feedback? support@originsoftware.net
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Verdict
The clearest difference is in-app purchases: CompoundIQ at none against CompoundFX's 1. CompoundIQ also leads on update cadence (every 6 days vs every 2 months). CompoundFX's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. CompoundFX sells 1 one-off in-app purchase. CompoundIQ asks for nothing beyond the download.
CompoundIQ ships an update every 6 days, CompoundFX every 2 months. The most recent releases landed on October 18, 2026 and October 6, 2026 respectively.
| Parameter | CompoundIQ | CompoundFX |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 days โ better | Every 2 months |
| Ads | Yes | No โ better |
| In-app purchases | No โ better | Yes |
| Devices | iPhone, iPad โ better | iPhone |
| Requires iOS | 16.6 โ better | 17.0 |
| Further details โ not scored | ||
| Size | 4 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Nicholas Costa | Origin Software, Inc. |
In-app purchases
CompoundIQ
No in-app purchases
CompoundFX
- CompoundFX Pro$4.99
Questions
Is CompoundIQ free?
Is CompoundFX free?
Do CompoundIQ or CompoundFX have ads?
Which is updated more often, CompoundIQ or CompoundFX?
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