Comparison

Hey Terminal vs Paytools

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hey Terminal

A fast, keyboard-first SSH terminal application designed for iPad. It offers a distraction-free environment for real terminal workflows, supporting tools like vim, tmux, and top.

Highlights
  • Fast SSH terminal
  • Keyboard-first workflow
  • Distraction-free experience
  • Supports vim, tmux, top
  • Built for real terminal workflows
Features
Read full description

Your work machine, from your iPad. Your work computer can stay at home or in the office. Connect to it over SSH with Hey Terminal, open Codex or Claude Code there, and continue working on your project from your iPad. A keyboard-first terminal for iPad Use a physical keyboard to enter prompts and run commands. Review your project with your remote CLI, edit files with vim, or work in tmux when those tools are available on your computer. Keep different connections in separate tabs. Create a tab with Command-T, close it with Command-W, and switch with Command-1 through Command-9. Quick remote work on iPhone When your computer isn't with you, connect for a short command, check a project file, or send a follow-up request to your remote CLI. SSH and a local terminal Connect with an SSH command or a configured host alias. Authenticate with a password or SSH key. Use the local terminal for basic file commands and SSH key generation. Before you connect You need a computer or server with SSH enabled that you can reach from your device. Remote tools run on that machine, not inside Hey Terminal. Install and configure the tools you want to use there, with any required accounts. Your remote machine must be powered on and accessible. No app account or subscription required.

About

Paytools

Read full description

Paytools is an offline payment-engineering workbench for developers, QA engineers, integrators, students, and fintech teams. Decode and inspect common payment-message structures, explore field definitions, convert technical data, and keep essential payment references close at hand. Processing happens locally on your device, so pasted messages and imported files are not uploaded to a server. PAYMENT TOOLS • Inspect ISO 8583 MTIs, bitmaps, and present data elements • Decode and build primary and secondary bitmaps • Parse BER-TLV data and identify common EMV tags • Recognize SWIFT MT blocks and ISO 20022 XML messages • Convert between HEX, ASCII, decimal, binary, and packed BCD • Validate synthetic card numbers with the Luhn algorithm • Compose synthetic Track 2 and ISO-0 PIN-block test data • Use development utilities for XOR and DES odd parity KNOWLEDGE LIBRARY • Search all 128 ISO 8583 data elements • Learn ISO 8583:1987, 1993, and 2003 MTI concepts • Follow authorization from merchant to acquirer, scheme, and issuer • Understand STIP, advice, reversal, clearing, and settlement flows • Review ISO 20022 message families and validation concepts • Study EMV transaction and cryptogram terminology CODES AND FIELDS Search operational response-code references for common ISO profiles, Visa, Mastercard, UnionPay/UPI, 3-D Secure, and gateway HTTP outcomes. Open any ISO field for its purpose, format, and implementation notes, including an expanded guide to DE22 POS Entry Mode. PRIVATE BY DESIGN Paytools has no account requirement and no cloud processing. Use synthetic or appropriately masked test data. Production payment formats and code meanings can vary by network, region, product, and specification release. Paytools is an independent educational and development utility. It is not affiliated with or endorsed by any payment network. Formal certification and production processing require the current authorized specifications, test packs, approved cryptographic systems, and applicable security controls.

Screenshots

Hey Terminal4 screens
Paytools4 screens

Verdict

The call

The clearest difference is update cadence: Hey Terminal at every 6 days against Paytools's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Hey Terminal ships an update every 6 days, Paytools every 2 months. The most recent releases landed on October 13, 2026 and October 17, 2026 respectively.

Scorecard1 real difference · 8 level
Hey Terminal versus Paytools: the parameters behind the verdict, then further details
ParameterHey TerminalPaytools
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 6 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.617.0 — better
Further details — not scored
Size14 MB4 MB
Age rating+94+
DeveloperJONGMIN CHOIEmin Mammadov

In-app purchases

None

Hey Terminal

No in-app purchases

None

Paytools

No in-app purchases

Questions

Is Hey Terminal free?
Hey Terminal is free to download, with no in-app purchases.
Is Paytools free?
Paytools is free to download, with no in-app purchases.
Do Hey Terminal or Paytools have ads?
Neither Hey Terminal nor Paytools shows ads.
Which is updated more often, Hey Terminal or Paytools?
Hey Terminal ships an update every 6 days, and Paytools every 2 months. Most recently, Hey Terminal was updated on October 13, 2026 and Paytools on October 17, 2026.

Other comparisons