Comparison

Charge vs Affinity Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Charge

Transform your iPhone into a portable payment terminal. Accept contactless and manual card payments directly, manage products, customers, tips, and taxes. All transactions sync with your Stripe account, offering a secure and efficient way to process payments on the go.

Highlights
  • Contactless payment acceptance on iPhone
  • Manual card entry for phone orders
  • Product catalog and customer management
  • Integrated tip and tax calculations
  • Transaction history and refund capabilities
  • Multi-currency support
  • Secure Stripe integration
Read full description

Turn your iPhone into a payment terminal. Charge connects to your Stripe account and lets you accept payments in seconds — no extra hardware, no monthly fees. TAP TO PAY ON iPHONE Accept contactless payments directly on your iPhone. Customers tap their card, phone, or watch — and you're done. No card reader needed. MANUAL CARD ENTRY Type in card details directly for phone orders or when contactless isn't available. Simple and secure. PRODUCTS & CUSTOMERS Build a product catalog with prices and quick-charge buttons. Save customer information for faster repeat transactions. Everything syncs with your Stripe dashboard. TIPS & TAX Built-in tip screen with customizable presets. Set your tax rate once and it's automatically applied to every charge. TRANSACTION HISTORY View past payments, issue full or partial refunds, and access receipt URLs — all from within the app. MULTI-CURRENCY & LOCALIZATION Support for multiple currencies and fully localized in 37 languages. Built for businesses everywhere. SECURE All payment data is handled by Stripe. Card numbers never touch our servers. Your Stripe credentials are stored securely in the iOS Keychain. LOWEST FEES Just 1% on top of Stripe's standard processing fees. No subscriptions, no minimums, no hidden costs. Pay only when you get paid. EASY SETUP 1. Download Charge 2. Connect your Stripe account 3. Start accepting payments Privacy Policy: https://usecharge.app/privacy.html Terms of Use: https://usecharge.app/terms.html EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Affinity Payments

Features
Read full description

With Affinity Payments, you can easily accept card payments without the need for any hardware card terminals. Simply download the app on your mobile device, reach your agent to set up your account and start accepting payments from your customers in no time. Our app is user- friendly and easy to navigate, so you can focus on growing your business instead of worrying about complicated payment systems. Upgrade to our app today and experience the convenience and flexibility of a truly mobile point of -sale system! Charges: Our charges are set by our resellers, so contact your agent to discuss pricing. Features: · Accept card payments · No additional equipment or card readers. All you need is your phone. · SMS & Email receipts. No more wasted paper. · Custom disclaimers on receipt. · Transactions history, automatic and manual batch settlement , void and refunds. · Cash and QR payments for customers who don't have a contactless card.

Screenshots

Charge4 screens
Affinity Payments4 screens

Verdict

The call

The clearest difference is ads: Affinity Payments at none against Charge's shown. Affinity Payments also leads on iOS requirement (16.0 vs 18.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on October 28, 2026.

Scorecard2 real differences · 7 level
Charge versus Affinity Payments: the parameters behind the verdict, then further details
ParameterChargeAffinity Payments
PriceFreeFree
Rating4.2 (5 ratings) — better—
Number of ratings5 — better—
Update frequencyEvery 3 weeksEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS18.016.0 — better
Further details — not scored
Size90 MB82 MB
Age rating4+4+
DeveloperSummit Digital Group LLCDejavoo Systems

In-app purchases

None

Charge

No in-app purchases

None

Affinity Payments

No in-app purchases

Questions

Is Charge free?
Charge is free to download, with no in-app purchases.
Is Affinity Payments free?
Affinity Payments is free to download, with no in-app purchases.
Do Charge or Affinity Payments have ads?
Charge shows ads; Affinity Payments does not.
Which is updated more often, Charge or Affinity Payments?
Charge ships an update every 3 weeks, and Affinity Payments every 3 weeks. Most recently, Charge was updated on October 28, 2026 and Affinity Payments on October 28, 2026.

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