MoneyTick vs Ching
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MoneyTick
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Ever wondered how much you've earned since you started reading this? MoneyTick shows your earnings in real time — updated every second with a satisfying rolling digit animation. Enter your salary, set your work schedule, and watch your income tick up like an odometer. It's the most motivating way to get through your workday. YOUR PERSONAL EARNINGS COUNTER - Real-time salary counter updated every second - Beautiful rolling digit animation like a cash odometer - Enter hourly, monthly, or annual salary - Set your exact work schedule with start and end times - Support for all world currencies STAY MOTIVATED AT WORK MoneyTick transforms boring work hours into a visual reward. Every second you see your hard-earned money growing. Whether you work full-time, part-time, or freelance — knowing exactly what each minute is worth changes how you feel about your day. PREMIUM FEATURES (one-time $4.99 — no subscription) - Milestone celebrations with confetti animations - Full earnings history to track your progress - Multiple jobs with separate schedules - Custom accent colors to personalize your counter - All future features included FREE FOREVER The full real-time counter, work schedule configuration, and currency selection are completely free. No ads, no tracking, no account required. 100% PRIVATE & OFFLINE Your salary data never leaves your device. No cloud sync, no analytics, no data collection. Your financial information stays yours — always. Start MoneyTick now and never wonder what your time is worth again. --- Privacy Policy & Terms of Use: https://merzkevin.de/privacy-MoneyTick.html
Ching
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Ching is an automatic expense tracker designed for Hong Kong. Snap receipts, log Apple Wallet taps automatically, no bank login. • Receipt Photos Snap a paper bill, or pick a PayMe, Octopus or bank payment screenshot from your album. Ching reads the amount, merchant and date; you tap to confirm. 3 images a month on Free, 300 on Ching Pro. Cloud reading is its own opt-in switch. • Auto-Log Card Taps (requires iOS 27) Add one Ching Shortcut. When a card in Apple Wallet is used, or PayMe tells you money has arrived, Ching posts a notification and one tap confirms the entry. Set it up once. • Quick Manual Entry Expenses, income and transfers in seconds. Merchant categories that learn, multi-currency with live rates, recurring transactions, category budgets, and stock FIFO cost tracking. • AI Spending Insights Monthly spending analysis and trend statistics for tracking where your money goes. Informational only — see disclaimer below. • Cloud Backup (Ching Pro) Encrypted backup. Restore on a new phone in one step. • Privacy First Ching never asks for your bank password and never connects to your bank account. Data stays on your device by default; cloud reading and AI Spending Insights are separate opt-in switches. Free: Unlimited* tracking · Basic stats · 3 AI Spending Insights/month · 3 image reads/month · 3 category budgets Ching Pro: HK$28/month or HK$238/year — Unlimited* AI Spending Insights · 300 image reads/month · Cloud backup · Unlimited* category budgets *Fair-use limits apply to prevent abuse. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your App Store account settings. Made by an independent developer in Hong Kong. Questions? We'd love to hear from you. Important Disclaimer Ching is a personal expense-tracking tool, not a financial advisor. All content — including AI-generated spending insights — is strictly informational and must not be relied upon as investment advice, a recommendation to buy or sell any security, a solicitation, or any form of regulated financial advice. Ching does not hold any licence from the Hong Kong Securities and Futures Commission (SFC) or any other regulator, and does not carry on any regulated activity under the Securities and Futures Ordinance (Cap. 571). Always consult a qualified, licensed professional before making financial decisions.
Screenshots
Verdict
The clearest difference is update cadence: Ching at every 3 days against MoneyTick's every 2 months. MoneyTick's advantage is iOS requirement (16.0 vs 27.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MoneyTick sells 1 one-off in-app purchase and Ching sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
MoneyTick ships an update every 2 months, Ching every 3 days. Both last shipped on November 5, 2026.
| Parameter | MoneyTick | Ching |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 27.0 |
| Further details — not scored | ||
| Size | 7 MB | 99 MB |
| Age rating | 4+ | 4+ |
| Developer | Kevin Merz | I Love Working Limited |
In-app purchases
MoneyTick
- MoneyTick Premium$4.99
Ching
- Ching Pro Monthly$3.991 Month
- Ching Pro Annual$29.991 Year









