LYDRA Finance vs Breadsheet

Stop entering expenses manually. LYDRA Finance uses AI to turn receipts, invoices, and voice notes into organized data instantly. No bank connection required. No spreadsheets. Snap, speak, or type — and your finances track themselves. 4 WAYS TO LOG A TRANSACTION - Receipt Photo: Point your camera at any receipt. LYDRA reads the merchant, amount, date, tax, currency, and category. Works in any language. - PDF Invoice: Upload a PDF invoice or statement. All fields are extracted and presented for your review before anything is saved. - Voice Entry: Say "Paid $80 for groceries at Whole Foods." LYDRA transcribes and structures it instantly. - Chat / Text: Type naturally. The AI parses your message and builds the transaction entry for you. TRACKS INCOME AND EXPENSES Track salary, freelance pay, and dividends alongside every expense for a complete financial picture. DEEP ANALYTICS DASHBOARD 7+ chart types give you a complete financial picture: * Income vs expenses vs budget (real-time) * Category breakdown with month-over-month comparison * Daily activity over the last 90 days * Merchant trend analysis (12-month view) * Recurring expense tracker * Effective tax rate * Tag-based spending by period AI FINANCIAL ASSISTANT Ask plain English questions about your data. "What did I spend on food last month?" "How much did I earn from freelancing this year?" Instant answers from the AI, powered by your actual transaction history. 166+ CURRENCIES. ONE DASHBOARD. Log in any of 166+ currencies with daily-updated exchange rates. See everything converted to your home currency automatically. Built for international professionals, remote workers, and anyone managing multi-currency finances. BUILT FOR PRIVACY. SERIOUSLY. + No bank login required + Kill switch: One tap permanently deletes everything + Zero data retention on account deletion + No ads. No data selling. No third-party tracking PLANS Start with a 15-day Pro trial — no card required. After your trial, continue free forever with manual transaction tracking, full history, and your dashboard. Upgrade to Pro anytime to unlock AI scanning, voice entry, PDF import, deep analytics, and more. SUBSCRIPTION INFORMATION Free Plan: Manual transaction logging, full transaction history, dashboard, and 166+ currency support — free forever, no subscription required. LYDRA Finance Pro: Access AI receipt scanning, voice logging, PDF import, batch scan, deep analytics, Excel export, and the AI Financial Assistant. Auto-Renewal: Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Trial: After the 15-day trial, your account automatically continues on the Free Plan at no charge. You will not be billed unless you choose to subscribe. WHO IT IS BUILT FOR * Freelancers tracking client payments and business expenses * Small business owners who need clean books without an accountant * International professionals managing multi-currency finances * Anyone who wants to start tracking for free — no card, no commitment, no expiry * Anyone tired of manual expense tracking and spreadsheets * Users who want financial clarity without connecting a bank account AI DATA & PRIVACY DISCLOSURE LYDRA Finance utilizes AI to provide high-accuracy receipt scanning and financial insights. Your Data is stored securely and NEVER used to train AI models. DISCLAIMER LYDRA Finance is a personal expense tracking tool and does not provide financial advice. Always verify AI-generated entries before saving. AI-generated insights are for informational purposes only. Always consult a qualified financial professional for financial decisions. Support: support@lydrafinance.com Web app: lydrafinance.com Privacy Policy: https://lydrafinance.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Keeping a budget starts with keeping your transactions up to date. Breadsheet gives you a few quick ways to record daily spending. Tap + to enter spending by hand, or open the assistant to type a message, record your voice, or attach a receipt photo. The assistant prepares draft transactions that you can check and save. ADD EXPENSES YOUR WAY • Manual entry logs a transaction in a few taps, with control over every field • Record a voice message in the assistant to prepare a transaction draft • Attach a receipt in the assistant to read its merchant, total, date, and available line items • The assistant can prepare a draft transaction from a sentence ASK ABOUT YOUR SPENDING Ask questions about categories, recent purchases, subscriptions, wallet balances, and budget progress. Breadsheet uses a limited set of relevant spending information to prepare a clear answer. FOLLOW YOUR BUDGETS Set monthly budgets by category and see how much has been spent and how much remains. Give every category its own monthly limit. SEE WHERE YOUR MONEY GOES Review monthly totals, category breakdowns, income, expenses, and recent activity from the dashboard and insights screens. MANAGE EVERYDAY FINANCES Breadsheet includes multiple wallets for cash, cards and savings, transfers, recurring transactions, custom categories, notes, and transaction search. SYNC ACROSS YOUR PHONES Sign in with Google or Apple and turn on Sync to keep the same ledger on each phone you use. Your whole history comes along, on Free and Pro. Sync is off until you turn it on. IMPORT AND EXPORT CSV FILES Import transactions from Mint, YNAB, or another CSV export. Export your Breadsheet transactions whenever you want a separate copy. FREE AND PRO Manual tracking, budgets, insights, wallets, recurring transactions, sync, and CSV import and export are included in the free plan. You can run Breadsheet as a fully manual tracker and never use an AI feature. AI features include a free monthly allowance. Breadsheet Pro gives you a much larger monthly allowance for assistant questions, voice messages, and receipt scans. Pro is available as a monthly or annual subscription, and the annual plan starts with a free trial. SUBSCRIPTION TERMS Payment is charged to your Apple Account when the purchase is confirmed. Monthly and annual subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. You can manage or cancel a subscription in your Apple Account settings. Privacy Policy: https://trybreadsheet.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/